Author: Mike Gwynne

Profile picture of Mike Gwynne

Posts by Mike Gwynne

Logistics Company Uses Partnership With Insurance Revolution To Help Good Cause

Posted on

A logistics company is showing business isn’t all about profit, by donating all the money they makes from their partnership with Insurance Revolution to charity. Proactive Despatch, which is based in St Helens, is signed up to the Insurance Revolution Affiliate Scheme – which financially rewards businesses that recommend Insurance Revolution to its customers. But instead of […]

Read More… from Logistics Company Uses Partnership With Insurance Revolution To Help Good Cause

How Long Does Alcohol Stay In Your System For?

Posted on

More than half of drunk drivers are caught the day after drinking. It can reasonably be presumed that the majority of these drivers do not mean to break the law but rather think they have slept off the alcohol and are safe to drive the morning after. It is difficult to know whether you are over the […]

Read More… from How Long Does Alcohol Stay In Your System For?

What Is Careless Driving?

Posted on

A careless driving conviction is issued when a person’s driving is deemed to be below the expected standard of a reasonable and competent driver. A person can be charged with careless driving when an incident occurs due to a deliberate act, as well as an act of negligence. Examples of careless driving include reading a map and […]

Read More… from What Is Careless Driving?

What Is Dangerous Driving?

Posted on

The Crown Prosecution Service (CPS) defines dangerous driving as the driver’s behaviour, not what the driver believes. A driver may think they are driving safely when they are committing a dangerous driving offence. A person is considered to be driving dangerously when the way they drive falls far below the minimum acceptable standard expected of a competent and careful driver, and it would be […]

Read More… from What Is Dangerous Driving?

Do The Type Of Goods I’m Transporting Affect The Price Of My Courier Insurance?

Posted on

In general, most couriers do not know exactly what they are carrying at any one time, so if you are not expressly aware of what you are transporting, you will not be penalised in terms of insurance costs for carrying high-value goods. That being said, it’s always wise to try and understand what you’re transporting, […]

Read More… from Do The Type Of Goods I’m Transporting Affect The Price Of My Courier Insurance?

Will I Struggle To Get Car Insurance If I Have Bad Credit?

Posted on

Everyone makes mistakes, but past failures to keep up with monthly payments or credit agreements can make life very difficult, as they can result in a poor credit rating. Bad credit can be a real hindrance when you try to obtain a loan or a credit card, as lenders believe you are likely to fall behind on […]

Read More… from Will I Struggle To Get Car Insurance If I Have Bad Credit?

Will I Make Money As A Fast Food Delivery Driver?

Posted on

Becoming a fast food delivery driver can be a tempting career move – you can use your own car and earn some extra cash – but there are downsides too, and many people thinking about becoming a fast food delivery driver wonder whether they will make decent money. But fear not, Insurance Revolution has put together this […]

Read More… from Will I Make Money As A Fast Food Delivery Driver?

Will Criminal Convictions Affect My Car Insurance Premium

Posted on

The short answer is yes. Unfortunately, some insurers and underwriters perceive those with criminal convictions as untrustworthy and, therefore, too risky to insure. But luckily, Insurance Revolution is different. At Insurance Revolution, we don’t believe in one-size-fits-all solutions. While we acknowledge that a criminal conviction may impact your car insurance cost, we’re committed to finding a convicted driver insurance policy […]

Read More… from Will Criminal Convictions Affect My Car Insurance Premium

What Are RHA Conditions?

Posted on

RHA (Road Haulage Association) conditions are the recognised industry standard ‘conditions of carriage’ for hauliers and can only be legally used by members of the association In insurance terms, they are a form of Goods in Transit cover, along with CMR Insurance and All Risks Insurance. As a haulier, you can refer the conditions to […]

Read More… from What Are RHA Conditions?

What Is Owner-Driver Courier Insurance?

Posted on

Owner-Driver Courier Insurance provides cover for couriers who own their own vehicles. A lot of couriers are self-employed but lease their vehicles or work for large firms that provide vehicles for them to use. Insurance is not any more or less expensive for Owner Driver Couriers. Still, there are other benefits to owning your own vehicle, particularly as it […]

Read More… from What Is Owner-Driver Courier Insurance?