RHA (Road Haulage Association) conditions are the recognised industry standard ‘conditions of carriage’ for hauliers and can only be legally used by members of the association In insurance terms, they are a form of Goods in Transit cover, along with CMR Insurance and All Risks Insurance. As a haulier, you can refer the conditions to […]
Owner-Driver Courier Insurance provides cover for couriers who own their own vehicles. A lot of couriers are self-employed but lease their vehicles or work for large firms that provide vehicles for them to use. Insurance is not any more or less expensive for Owner Driver Couriers. Still, there are other benefits to owning your own vehicle, particularly as it […]
Insurance Revolution specialises in finding affordable motor insurance for people who are generally charged high premiums, particularly convicted drivers, couriers, and van drivers. Insurers typically view those who drive for a living as a greater risk than other drivers, as they tend to be on the road a lot more frequently and they have the potential to […]
Depending on what a driver has been convicted of, how long it stays on their licence and how long they will have to declare it to certain authorities when asked will depend on the conviction. Drink-driving offences and some more serious convictions remain on your licence for 11 years. Those included would be drink and drug […]
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There is no legal age limit for couriers, as long as you’re old enough to hold a full UK driving license. This means that you have the flexibility to become a courier at any age over 17, so once you’ve passed your driving test, the sky is the limit. It’s a career path that’s open […]
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Technically, attending a drink-driving rehabilitation course will not reduce the cost of your car insurance premium, but it is still well worth doing. Taking a course can reduce the length of your ban, so you can get back on the road quicker. You will also be looked upon more favourably by insurers, who are often […]
Although the number of uninsured drivers in Britain has dropped, around 1.2 million are still on our roads, which has a detrimental impact on the cost of car insurance for everyone else. But worse still, if you are hit by an uninsured driver, knowing where to claim for damage or personal injury can be very confusing. […]
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Simply put, ‘totting up’ is the accumulation of penalty points on your driver’s licence. If you build up 12 points within three years, you will be issued a totting up or ‘TT99’ ban. The length of the ban is up to the court’s discretion, but it can be lengthy, depending on the nature of the driving offences and how quickly the points were totted […]
Whether you’re an experienced courier or just starting a business, understanding what insurance coverage you need can be confusing. To simplify things, Insurance Revolution has compiled this quick summary of the different courier driver insurance options that you should be aware of. Courier van insurance with goods in transit cover Goods in Transit Insurance provides cover for when […]
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The current English drink drive limit is 35 microgrammes of alcohol per 100 millilitres of breath – which is confusing enough as it is before you begin to consider what factors, other than alcoholic drinks, can affect your blood alcohol content. As such, Insurance Revolution has put together this simple guide of what factors could […]