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If your business owns or operates vehicles, you may wonder whether the age of those vehicles affects how much you pay for insurance. The short answer is yes, vehicle age can affect your business vehicle insurance premium, but it is not the only factor insurers consider. An older vehicle may have different risks and insurance […]
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If you use a van for work, you may wonder why your business van insurance costs more or less than another business with a similar vehicle. There is no single price for commercial van insurance. Insurers assess the risk of each policy using a range of factors, from how you use your van to where […]
If you use a van for work, having the right insurance is essential. Whether you are a sole trader, tradesperson, delivery driver or run a business with several vans, the way you use your vehicle will affect the type of cover you need. Business van insurance is not simply about insuring the van itself. You […]
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If you use a car or van for work, you may need more than standard social, domestic and commuting insurance. Business vehicle insurance can cover work-related journeys, but the level of business use you need can depend on how, where and how often you drive for work. You may have heard of Class 1, Class […]
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If you are thinking about buying a new car, van or other vehicle, you may be wondering when the next new vehicle registration numbers will be released. In the UK, new registration numbers are released twice a year, in March and September. These changes give new vehicles a different age identifier, making it easier to […]
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Making a claim on your fleet insurance can affect what you pay when your policy renews. However, one claim does not automatically mean your premium will increase. Insurers consider several factors when they assess a business fleet. Your claims history is one of them, alongside your vehicles, drivers, business use and other risk factors. Understanding […]
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Fleet insurance can protect businesses that rely on multiple vehicles, but no policy covers every situation. Understanding what fleet insurance does not cover can help you avoid unexpected costs and make sure your business has the right protection in place. The exact exclusions vary between insurers and policies, so you should always check your policy […]
Running a business from more than one location can make managing your vehicle fleet more complicated. You may have cars, vans or HGVs based at different offices, depots, branches or sites, with employees using vehicles across the UK. So, how does fleet insurance work when your business has multiple locations? The good news is that […]
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Business car insurance protects you when you use your vehicle for work-related journeys. However, like any insurance policy, it has limits. Knowing what isn’t covered by business car insurance can help you avoid unexpected costs and make sure you have the right level of protection. In this guide, we’ll explain some of the most common […]
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If your limited company owns or uses vehicles for work, having the right insurance is essential. Whether you’re a company director, a small business owner, or have employees driving on business, the correct policy can help protect your business against unexpected costs. In this guide, we’ll explain how business car insurancefor limited companies works, who […]
Read More… from Business Car Insurance for Limited Companies: What You Need to Know