In a word, yes. Vehicles are more likely to be stolen if they are parked in an insecure place overnight, such as on the street or a driveway, and insurers take this into account when assessing the cost of insurance premiums. Therefore, if you have a garage you are using for storage rather than parking, […]
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Strictly speaking, no. As a courier, you require a number of specific insurances to do your job properly. These can be arranged under one umbrella ‘Courier Insurance’ policy or purchased separately. Combining all your insurances as part of one Courier Insurance plan can be beneficial in that everything you need is covered under one simplified policy, which […]
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A totting up or TT99 ban is issued when a driver has accrued 12 or more points within three years. A TT99 endorsement must stay on your licence for four years from the date of conviction. The length of a totting-up ban can vary, depending on the discretion of the court and the seriousness of the motoring offences involved. Once […]
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Insurance Revolution specialises in Courier Van Insurance and Courier Car Insurance. This means that our team will be able to help you find the right level of insurance for your courier van or car, so you can deliver with complete peace of mind. However, we are actively considering providing Courier Motorbike Insurance. Our experienced panel […]
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If you have less than two years of driving experience and receive six or more penalty points, your driver’s licence will be revoked. Some drivers will also receive a driving ban and a revoked licence, depending on the offence. Once any associated bans are spent, you will be able to retake your driving test and regain your […]
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A careless driving conviction is issued when a person’s driving is deemed to be below the expected standard of a reasonable and competent driver. A person can be charged with careless driving when an incident occurs due to a deliberate act, as well as an act of negligence. Examples of careless driving include reading a map and […]
The Crown Prosecution Service (CPS) defines dangerous driving as the driver’s behaviour, not what the driver believes. A driver may think they are driving safely when they are committing a dangerous driving offence. A person is considered to be driving dangerously when the way they drive falls far below the minimum acceptable standard expected of a competent and careful driver, and it would be […]
In general, most couriers do not know exactly what they are carrying at any one time, so if you are not expressly aware of what you are transporting, you will not be penalised in terms of insurance costs for carrying high-value goods. That being said, it’s always wise to try and understand what you’re transporting, […]
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The short answer is yes. Unfortunately, some insurers and underwriters perceive those with criminal convictions as untrustworthy and, therefore, too risky to insure. But luckily, Insurance Revolution is different. At Insurance Revolution, we don’t believe in one-size-fits-all solutions. While we acknowledge that a criminal conviction may impact your car insurance cost, we’re committed to finding a convicted driver insurance policy […]
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RHA (Road Haulage Association) conditions are the recognised industry standard ‘conditions of carriage’ for hauliers and can only be legally used by members of the association In insurance terms, they are a form of Goods in Transit cover, along with CMR Insurance and All Risks Insurance. As a haulier, you can refer the conditions to […]