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10 Ways to Reduce Fleet Costs Without Cutting Corners
Rising fuel costs are putting increasing pressure on fleet managers across the UK. What was once a manageable expense has become one of the most…
Fleet InsuranceFor Your Business
Fleet Insurance For Your Business
From two vehicles to a growing commercial fleet, we help businesses find the right cover with a single renewal and one point of contact.
From two vehicles to a growing commercial fleet, we help businesses find the right cover with a single renewal and one point of contact.
From 2 vehicles upOne renewal dateAny driver options
Compare from 20+ Insurers
Talk to a specialist 0330 808 0730
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What is fleet insurance?
Fleet insurance lets you cover two or more business vehicles under one policy, with a single renewal date, one point of contact, and cover that can flex as your fleet grows.
“One policy. One renewal. One place to manage your vehicles, whatever they are.”
The right fleet depends on:
The types of vehicles in your fleetA mix of cars, vans and HGVsWhether you need passenger or courier coverNamed or any-driver optionsHow many vehicles you runYour preferred renewal structure
Cover for your whole fleet
From company cars to heavy commercial vehicles, your fleet can be built around the way your business operates.
Also available: Motor, Minibus, Taxi & Business fleets
Whatever your fleet is made of, there’s a policy structure to match, explore the full range below.
Taxi Fleet
Minibus Fleet
Motor Fleet
Business Fleet
Different vehicles. Different roles. One fleet.
Fleet insurance terms explained
Fleet insurance terms explained
A quick reference for the terms you’ll come across when arranging fleet cover.
A quick reference for the terms you’ll come across when arranging fleet cover.
Named Driver
A specific individual listed on the policy who is authorised to drive.
Any Driver
Any authorised employee can drive without being individually named.
Hire & Reward
Cover for being paid to carry goods or passengers belonging to others.
Which fleet policy is right for you?
Which fleet policy is right for you?
Every fleet policy shares the basics, one renewal, one point of contact but the right fit depends on your vehicles and drivers.
Every fleet policy shares the basics, one renewal, one point of contact but the right fit depends on your vehicles and drivers.
| Fleet Type | Best For | Minimum Vehicles | Common Use |
|---|---|---|---|
Company Fleet | Company vehicles for staff | 2+ | Directors and senior employees |
Van Fleet | Several vans | 2+ | Trades and service businesses |
Courier Fleet | Paid delivery work | 2+ | Couriers and delivery firms |
HGV Fleet | Heavy commercial vehicles | 1+ | Haulage and logistics |
Motor Fleet | General mix of cars and vans | 2+ | General business use |
Business Fleet | Established, broader fleets | 2+ | Scaling operations |
Mini Fleet | Small fleets, 2-5 vehicles | 2-5 | Small businesses starting out |
When does a fleet make sense?
Fleet cover usually makes sense once you run two or more vehicles. Instead of separate renewal dates and policies, everything sits on one policy, with drivers and vehicles added or removed as your business changes.
You don't need hundreds of vehicles to benefit from fleet insurance.
Choose how your drivers use the fleet
The right driver arrangement depends on how vehicles are allocated across your business.
Insurance is only part of managing a fleet
Good fleet management can help you control risk, improve driver safety and manage costs over time.
Fleet management checklist
Driver recordsVehicle maintenanceMileage trackingClaims monitoringDriver trainingVehicle replacement planning
When things go wrong, we're here to help
We'll guide you through the claims process and liaise with insurers when you need to make a claim.
How the quote process works
How the quote process works
Simple steps. Expert advice. The right cover for your business.
Simple steps. Expert advice. The right cover for your business.
1
Tell us about your fleet
How many vehicles, what types, and how they’re used for work.
2
Tell us about your drivers
Who drives them, their history, and whether you need any-driver cover.
3
We compare fleet insurers
Specialists who price the fleet as a whole rather than vehicle by vehicle.
4
Manage it on one policy
One renewal date, with vehicles added and removed as your fleet changes.
We're with you all the way
UK-based specialist advisersAccess to specialist insurersNo obligation, just expert helpTrusted by thousands of businesses across the UK
Trusted by thousands of businesses across the UK
From everyday business insurance to complex specialist cover, our customers trust Insurance Revolution to find the right protection and provide expert support when it matters.
From everyday business insurance to complex specialist cover, our customers trust Insurance Revolution to find the right protection and provide expert support when it matters.
Fleet insurance insights & guides
Fleet insurance insights & guides
Practical advice to help you understand cover, manage vehicle risk and plan for growth.
Practical advice to help you understand cover, manage vehicle risk and plan for growth.
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Business Fleet Insurance Explained, What It Covers and Why You Need It
If your business relies on multiple vehicles, whether it’s cars, vans, or trucks, getting the right business fleet insurance is essential. With so…
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Common Fleet Insurance Oversights and How to Avoid Them
Running a fleet of vehicles is a big investment, but are you getting the best value on your fleet insurance policy? Many businesses stick with the…
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Fleet Crash Data And The Importance Of Fleet Insurance
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Fleet Insurance Company Secrets, Are You Overpaying?
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Fleet Managers’ Guide to Current Benefit In Kind (BIK) Bands (2025-2030)
Understanding Benefit in Kind (BIK) tax is essential for any business that operates a fleet. These tax bands determine how much company car drivers…
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Fleet Technology in 2025: The Tools Transforming UK Fleet Management
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GPS Tracking for Fleets: Why UK Businesses Rely on Tracking Technology to Cut Costs and Reduce Risk
Managing a fleet in the UK comes with rising costs, complex compliance demands and increasing pressure to reduce risk on every journey. GPS tracking…
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Hidden Fleet Costs You’re Probably Not Tracking (And How to Fix It)
Most fleet managers track the obvious costs. Fuel, insurance, maintenance, and vehicle payments usually sit front and centre. However, many of the…
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How Business Fleet Insurance Can Simplify and Protect Your Operations
Managing a business fleet comes with plenty of moving parts, from coordinating schedules to ensuring your vehicles are road-ready. But one thing you…
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How Does Company Fleet Insurance Work?
Managing multiple vehicles can quickly become complex and costly for any business. From company cars and delivery vans to taxis and lorries, ensuring…
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How Fleet Insurance Claims Affect Future Premiums
Making a claim on your fleet insurance can affect what you pay when your policy renews. However, one claim does not automatically mean your premium…
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How Fleet Insurance Works for Businesses With Multiple Locations
Running a business from more than one location can make managing your vehicle fleet more complicated. You may have cars, vans or HGVs based at…
How To Move Form A Single Vehicle Policy To A Fleet Policy
If you are in charge of insuring your company’s vehicles we may have a way to save you some times and money. If you have more than one vehicle, look…
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How UK Businesses Depend on Fleet Vehicles: The Numbers Behind the Wheels
Fleet vehicles are the lifeblood of many UK businesses. From SMEs with a handful of vans to major corporations managing thousands of cars, trucks and…
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Should You Switch from Individual Policies to a Small Fleet Policy?
Learn when to switch from individual vehicle policies to small fleet insurance and discover how it could save your business time and money.
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Small Fleet Insurance Made Simple for UK Business Owners
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Telematics Technology: How Data Is Transforming the UK Motor Industry in 2025
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The Key Benefits of Having Business Fleet Insurance for Company Vehicles
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The State of UK Fleet Insurance in 2025: Facts & Figures Every Business Should Know
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Tips For Keeping Your Fleet Insurance Renewal Price Down
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Understanding Liability and How It Impacts Your Commercial Fleet Vehicle insurance Policy
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Unleash the Potential of Your Fleet: A Roadmap for Small Business Owners
Are you a small business owner managing more than one vehicle? Business Fleet insurance might be your golden ticket. Let’s talk about the real…
What Can I Do To Bring Down The Cost Of My Fleet Insurance?
There are a number of ways you can bring down the cost of your Fleet Insurance, the three main ones being the implementation of fleet management,…
Frequently Asked Questions
Frequently Asked Questions
Find quick answers to common questions about fleet insurance, vehicle types and driver options.
Find quick answers to common questions about fleet insurance, vehicle types and driver options.
Fleet insurance lets you insure two or more vehicles under a single policy, with one renewal date and one point of contact, rather than managing separate policies for each vehicle.
Still have questions?
Our advisers are here to help you find the right solution.
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