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Motor FleetInsurance
Motor Fleet Insurance
Cover a general mix of cars and vans under one flexible fleet policy. Built for businesses that don’t run a single, specialist vehicle type.
Cover a general mix of cars and vans under one flexible fleet policy. Built for businesses that don’t run a single, specialist vehicle type.
From 2 vehicles upCars, vans & HGVsOne renewal date
Compare from 20+ Insurers
Talk to a specialist 0330 808 0730
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What is motor fleet insurance?
Motor fleet insurance covers two or more vehicles, typically a mix of cars and vans under a single policy. It’s the most flexible fleet option when your vehicles don’t all fall into one specialist category like HGVs or minibuses.
“Motor fleet insurance is not the same as motor trade insurance, motor trade covers businesses that work on or sell other people’s vehicles, not their own fleet.”
The right fleet depends on:
The mix of cars and vans you runWhether you also run any HGVsNamed or any-driver optionsHow your fleet is likely to growHow many vehicles you operateYour preferred renewal structure
Is motor fleet cover right for your business?
Is motor fleet cover right for your business?
Motor fleet cover suits businesses running several vehicles of any type, cars, vans or a mix that want one policy, one renewal date and the flexibility to change vehicles and drivers during the year.
Motor fleet cover suits businesses running several vehicles of any type, cars, vans or a mix that want one policy, one renewal date and the flexibility to change vehicles and drivers during the year.
Growing Businesses
Adding vehicles as your business grows? Fleet cover can make managing them easier.
Multiple Drivers
More than one person drives your vehicles? Choose the driver arrangement that fits.
Mixed Vehicles
Cars and vans in the same fleet? Motor fleet cover is built for exactly this mix.
Business Travel
Vehicles essential to your daily work? Keep your fleet protected while you’re on the road.
Risk Management
Reduce downtime and manage fleet risks with the right cover.
Simpler Management
Prefer one policy, one renewal date and less administration across your fleet?
What’s the mix in your fleet?
Motor fleet cover flexes around the actual vehicles you run, not just a fixed category.
How is your premium actually built?
How is your premium actually built?
Insurers price your fleet as one combined risk, not vehicle by vehicle.
Insurers price your fleet as one combined risk, not vehicle by vehicle.
1
Vehicle mix
The type, value and number of cars and vans in your fleet.
2
Driver risk
Driver age, experience and claims history across your fleet.
3
Usage risk
How and how far your vehicles are actually driven.
4
Cover & claims
Your chosen excess, level of cover and fleet-wide claims record.
We're with you all the way
UK-based specialist advisersAccess to specialist insurersNo obligation, just expert helpWhat affects the cost of motor fleet insurance?
Motor fleet insurance has no fixed price. Insurers look at the number and type of vehicles, your drivers and their ages and claims, annual mileage, where vehicles are kept overnight, and the fleet’s claims history as a whole.
Vehicle mix
A wider mix of cars and vans can affect the overall risk profile of your fleet.
How vehicles are used
Business travel, deliveries or carrying tools all carry different risk levels.
Number of drivers
Named-driver or any-driver arrangements can affect your premium differently.
Level of excess
Choosing a higher voluntary excess could reduce your premium.
Fleet size
Larger fleets may benefit from economies of scale, but carry greater overall exposure.
Claims history
Your fleet’s previous claims history can affect the cost of your policy.
Which fleet policy is right for you?
Which fleet policy is right for you?
Every fleet policy shares the basics, one renewal, one point of contact, but the right fit depends on your vehicles and licensing.
Every fleet policy shares the basics, one renewal, one point of contact, but the right fit depends on your vehicles and licensing.
| Fleet Type | Best For | Minimum Vehicles | Common Use |
|---|---|---|---|
Motor Fleet | General mix of cars and vans | 2+ | General business use |
Van Fleet | Several vans | 2+ | Trades and service businesses |
Courier Fleet | Paid delivery work | 2+ | Couriers and delivery firms |
HGV Fleet | Heavy commercial vehicles | 1+ | Haulage and logistics |
Business Fleet | Established, broader fleets | 2+ | Scaling operations |
Company Fleet | Company vehicles for staff | 2+ | Directors and senior employees |
Mini Fleet | Small fleets, 2-5 vehicles | 2-5 | Small businesses starting out |
When things go wrong, we're here to help
We'll guide you through the claims process and liaise with insurers when needed.
Trusted by thousands of businesses across the UK
Trusted by thousands of businesses across the UK
From everyday business insurance to complex specialist cover, our customers trust Insurance Revolution to find the right protection and provide expert support when it matters.
From everyday business insurance to complex specialist cover, our customers trust Insurance Revolution to find the right protection and provide expert support when it matters.
How the quote process works
How the quote process works
Simple steps. Expert advice. The right cover for your business.
Simple steps. Expert advice. The right cover for your business.
1
Tell us about your fleet
How many vehicles, the mix of types, and how they’re used.
2
Share your claims history
Fleet pricing leans heavily on your claims record rather than individual drivers.
3
We compare fleet insurers
One policy across every vehicle, from insurers who specialise in motor fleets.
4
Manage it on one policy
Add and remove vehicles as your fleet changes, with a single renewal date.
We're with you all the way
UK-based specialist advisersAccess to specialist insurersNo obligation, just expert helpMotor fleet insights & guides
Motor fleet insights & guides
Practical advice to help you understand cover, manage vehicle risk and plan for growth.
Practical advice to help you understand cover, manage vehicle risk and plan for growth.
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Frequently Asked Questions
Frequently Asked Questions
Find quick answers to common questions about motor fleet insurance, vehicle mixes and driver options.
Find quick answers to common questions about motor fleet insurance, vehicle mixes and driver options.
Motor fleet insurance covers two or more vehicles, typically a mix of cars and vans under one policy, with a single renewal date and one point of contact.
Still have questions?
Our advisers are here to help you find the right solution.
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