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Why Public Liability Insurance Is Crucial for Car Forecourt Traders
As a car forecourt trader, you’re not just selling vehicles; you’re inviting potential buyers onto your premises, where they interact with your…
Car Valeting Insurance
Car Valeting Insurance
Specialist valeting and detailing insurance for mobile valeters, car wash units and detailing studios, covering liability and customer cars, with road risk and equipment cover available as options.
Specialist valeting and detailing insurance for mobile valeters, car wash units and detailing studios, covering liability and customer cars, with road risk and equipment cover available as options.
Customer cars coveredDetailing includedPart-time welcome
Mobile or fixed site
Speak to a specialist 0330 808 1117
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What is car valeting insurance?
Car valeting insurance is specialist cover for businesses that clean, valet and detail vehicles. It protects you if you damage a customer’s car or property, covers injury claims, and can include road risk for moving customer cars, plus your pressure washers, vacuums and detailing kit.
One slip with a polisher or the wrong chemical can mean a costly respray, standard public liability may not cover damage to the car you’re working on.
Your valeting insurance depends on:
Your postcodeMobile or fixed-site valetingDetailing and paint correctionMoving customer carsValue of equipmentNumber of staffPrestige and high-value cars
What kind of valeting do you do?
What kind of valeting do you do?
Start with how you work, we’ll point you to the cover that fits your valeting business.
Start with how you work, we’ll point you to the cover that fits your valeting business.
Mobile valeting?
Cleaning cars on customers’ driveways and workplaces, with water, chemicals and power supplies on their property.
Detailing and paint correction?
Machine polishing, ceramic coatings and paint correction on high-value and prestige cars.
Hand car wash or unit?
Fixed-site car washes and valeting units with customer cars, staff and equipment on site.
Valeting for dealers and fleets?
Trade valeting for car dealers, lease companies and fleets, often moving cars on site.
Part-time or starting out?
Weekend or evening valeting alongside another job.
Which valeting cover do you need?
Which valeting cover do you need?
Road risk is only legally required if you drive customer cars, and employers’ liability is often required if you have staff. Public liability and cover for customer vehicles protect against the claims valeters face most.
Road risk is only legally required if you drive customer cars, and employers’ liability is often required if you have staff. Public liability and cover for customer vehicles protect against the claims valeters face most.
| Cover | What it covers | Legal? | Who needs it | Mobile | Detailer | Car wash | With staff |
|---|---|---|---|---|---|---|---|
| Public liability | Damage to customer property and injury | No | All valeters |  | | | |
| Customer vehicles | Damage to cars you’re working on | No | Detailers and mobile valeters | | | | |
| Road risk | Driving customer cars on the road | If driving | Trade and car wash valeters | | | | |
| Equipment cover | Theft or damage to your kit | No | Valeters with vans or units | | | | |
| Products liability | Claims from chemicals and coatings | No | Detailers using coatings | | | | |
| Employers’ liability | Injury claims from your staff | Often, if staff | Car washes with employees |  | | | |
Still unsure which valeting cover you need?
0330 808 1117What can car valeting insurance cover?
What can car valeting insurance cover?
Do you need insurance to valet cars?
No insurance is legally required just to valet cars. Road risk is needed if you drive customer vehicles on the road, and employers’ liability is often required if you employ staff. Many customers, dealers and fleets won’t use a valeter without public liability cover.
Insurance is legally required if you:
Drive customer cars on public roadsEmploy staff or helpers (in most cases)Use a van for your businessAnd strongly recommended if you:
Work on prestige or high-value carsOffer paint correction or coatingsHow much is car valeting insurance?
How much is car valeting insurance?
Car valeting insurance has no fixed price. It depends on the services you offer, the value of cars you work on, your staff and turnover, your equipment and security, and your claims history.
Where you are based matters. Postcode is one of the biggest rating factors on a motor trade policy, and it affects more than the price. It can decide whether an insurer will quote at all.
Car valeting insurance has no fixed price. It depends on the services you offer, the value of cars you work on, your staff and turnover, your equipment and security, and your claims history.
Where you are based matters. Postcode is one of the biggest rating factors on a motor trade policy, and it affects more than the price. It can decide whether an insurer will quote at all.
Type of valeting
Insurers will ask which services you offer, from basic washes to detailing and paint correction.
Worth knowing:
Tell your insurer exactly which services you offer
Customer vehicle limit
Insurers look at the per-vehicle limit you need for the cars you work on, including prestige cars.
Worth knowing:
Match limits to the cars you work on
Staff and turnover
More staff and a bigger turnover mean more exposure to claims.
Worth knowing:
Train staff on machines and chemicals
Equipment and security
Pressure washers and kit left in vans overnight raise the theft risk.
Worth knowing:
Lock kit away overnight
What insurance do I need for car valeting?
What insurance do I need for car valeting?
Most valeters need public liability, cover for customer vehicles in their care and equipment cover, plus road risk if they move cars. Getting covered takes four steps.
Most valeters need public liability, cover for customer vehicles in their care and equipment cover, plus road risk if they move cars. Getting covered takes four steps.
1
Tell us how you valet
Mobile, detailing, car wash or trade, and the cars you work on.
2
Confirm equipment and staff
Share your kit values, staff and whether you drive customer cars.
3
We compare insurers
We search specialist motor trade insurers for valeting cover.
4
Get covered and working
Choose your policy and receive documents so you can take bookings.
UK-based specialist advisersAccess to specialist insurersNo obligation, just expert helpTrusted by valeters and detailers across the UK
Trusted by valeters and detailers across the UK
From weekend mobile valeting to busy hand car washes, our customers trust Insurance Revolution to get the right cover and expert support when it matters.
From weekend mobile valeting to busy hand car washes, our customers trust Insurance Revolution to get the right cover and expert support when it matters.
Valeting and detailing guides
Valeting and detailing guides
Practical help for valeters on cover, claims and protecting customer cars.
Practical help for valeters on cover, claims and protecting customer cars.
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Car valeting insurance FAQs
Car valeting insurance FAQs
Straight answers on valeting and detailing insurance, from cover to cost.
Straight answers on valeting and detailing insurance, from cover to cost.
Insurance isn’t legally required just to valet cars. Road risk is needed if you drive customer vehicles on the road, and employers’ liability is often required if you employ staff. However, most valeters take out public liability and customer vehicle cover, and many dealers and fleet clients insist on it.
Still not sure what cover you need?
Our motor trade specialists can talk you through liability, customer vehicle and equipment cover.