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A Guide To Evri, Amazon, And Other Self Employed Delivery Driver Insurance
Are you considering becoming a self-employed delivery driver but wondering what type of insurance you will need? Working on your own schedule can be…
Goods in TransitInsurance
Goods in Transit Insurance
Your motor policy covers the vehicle. Goods in transit covers what’s inside it, parcels, stock or customer orders, if they’re lost, stolen or damaged.
Your motor policy covers the vehicle. Goods in transit covers what’s inside it, parcels, stock or customer orders, if they’re lost, stolen or damaged.
Enter your vehicle registration
Protects the loadLimits set to youOvernight cover checked
Compare from trusted insurers
Speak to a specialist 0330 808 1119
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What is goods in transit insurance?
Goods in transit insurance covers the goods you carry, parcels, stock or customer orders, if they’re lost, stolen or damaged in your vehicle or while being loaded and unloaded. Unlike hire and reward, it isn’t a legal requirement, but many delivery contracts and platforms won’t let you work without it. Tools aren’t covered by goods in transit, so they need separate tools cover.
“Hire and reward or business van insurance covers your vehicle and your liability, it doesn’t automatically cover what’s inside it.”
The right cover depends on:
What you carryThe type of business you runThe most you’d ever carry in one loadWhether you need cover per vehicle or per loadWhere your vehicle is kept overnightYour claims history
Start with how you carry goods
Goods in transit cover is priced around what you carry, how much it is worth and how far it travels. Start by telling us the maximum value of goods in your vehicle at any one time.
Goods in transit cover for different businesses
Goods in transit cover for different businesses
Every business carries something different. Find the option closest to yours, and we’ll set the limit around your biggest load.
Every business carries something different. Find the option closest to yours, and we’ll set the limit around your biggest load.
Couriers & Delivery Drivers
Protect parcels and customer orders during multi-drop and single-drop runs.
Hauliers & Logistics
Cover for goods transported over longer distances or between depots.
Tradespeople & Contractors
Protect materials and stock carried between jobs, with tools on a separate tools policy.
Removals Companies
Cover for customer belongings while being transported between properties.
Market Traders & Wholesalers
Protect stock while it’s being transported to markets, shops or customers.
Growing Delivery Fleets
Cover goods consistently across every vehicle in a growing fleet.
What counts as goods in transit?
Goods in transit cover can apply to a wide range of items, depending on your policy and industry. High-value items, money and hazardous goods usually need to be declared and agreed in advance.
Goods typically covered:
Customer parcels & ordersStock & materialsFurniture & belongingsDocumentsSamples & display items
Do you also need hire and reward or business van cover?
Goods in transit protects what you carry, it doesn’t cover the vehicle itself or your legal liability for driving it commercially.
You may also need:
Hire and reward, if you’re paid to carry others’ goodsBusiness van insurance for the vehicle itselfPublic liability for injury or property damageEmployers’ liability if you employ driversBreakdown cover to keep you movingLegal expenses cover
How the quote process works
How the quote process works
Simple steps. Expert advice. The right cover for your business.
Simple steps. Expert advice. The right cover for your business.
1
Tell us what you carry
The type and value of goods, and the most you carry in one load.
2
Tell us how you move it
Vehicle type, overnight storage, and whether goods are left unattended.
3
We compare goods in transit insurers
Cover set at the right limit for your loads, with realistic security conditions.
4
Choose your cover
We explain the limits and exclusions before you sign, not after a claim.
We're with you all the way
UK-based specialist advisersAccess to specialist insurersNo obligation, just expert helpTrusted by thousands of businesses across the UK
Trusted by thousands of businesses across the UK
From everyday business insurance to complex specialist cover, our customers trust Insurance Revolution to find the right protection and provide expert support when it matters.
From everyday business insurance to complex specialist cover, our customers trust Insurance Revolution to find the right protection and provide expert support when it matters.
Goods in transit insights & guides
Goods in transit insights & guides
Practical advice on protecting goods, choosing cover levels and combining it with vehicle insurance.
Practical advice on protecting goods, choosing cover levels and combining it with vehicle insurance.
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Frequently Asked Questions
Frequently Asked Questions
Find quick answers to common questions about goods in transit insurance and how it works alongside vehicle cover.
Find quick answers to common questions about goods in transit insurance and how it works alongside vehicle cover.
Goods in transit insurance covers the value of the goods you are carrying if they are lost, stolen or damaged while in your vehicle or being loaded and unloaded.
Still have questions?
Our advisers are here to help you find the right solution.
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