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Drink Driving Insurance

Been convicted of a drink driving offence (DR10, DR70)? We help you find suitable cover through specialist insurers.

Been convicted of a drink driving offence (DR10, DR70)? We help you find suitable cover through specialist insurers.

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Whatever your DR code, we've got you covered

Talk to a specialist 0330 808 1548

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Granite Underwriting logo
Red oval logo with bold white capital letters โ€œERSโ€ centered inside.
BondLovis logo with dark blue text and a yellow check mark forming part of the letter V
Admiral Business logo with blue โ€œAdmiralโ€ and red โ€œBusinessโ€ text, encircled by a red swoosh.
Jensten Insurance Brokers logo with dark blue text and small orange rectangles inside the letters E.
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KGM logo with dark green lowercase letters and a red curved shape above green diagonal bars on the right.
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INSHUR logo with a circular steering wheel icon to the left of the company name in bold blue letters.

What is drink driving insurance?

Drink driving insurance is cover for drivers with a drink-driving conviction on their licence, such as DR10, DR20 or DR30. It works through specialist insurers who consider your specific circumstances rather than declining cover outright.

โ€œA drink-driving conviction doesnโ€™t mean you can never drive again but it does mean youโ€™ll usually need a specialist insurer.โ€

The right cover depends on:

Your specific DR code
Your driving history before the conviction
How long ago the conviction happened
How you use your vehicle
Whether youโ€™re still serving a ban
Whether youโ€™ve had other convictions
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Find cover for your specific drink driving code

Find cover for your specific drink driving code

Drink driving convictions carry different codes depending on what happened: driving or attempting to drive, being in charge, or failing to provide a specimen. Each is rated differently by insurers.

Each DR code relates to a different offence, select yours below.

Drink driving convictions carry different codes depending on what happened: driving or attempting to drive, being in charge, or failing to provide a specimen. Each is rated differently by insurers.

Each DR code relates to a different offence, select yours below.

DR10

DR10

Driving or attempting to drive with alcohol level above the legal limit.


DR20

DR20

Driving or attempting to drive while unfit through drink.


DR30

DR30

Driving or attempting to drive then failing to provide a specimen for analysis.


DR40 & DR50

DR40 & DR50

In charge of a vehicle (not driving) while over the limit or unfit through drink.


DR60 & DR70

DR60 & DR70

Failing to provide a specimen for analysis or for a breath test.


Not sure of your code?

Not sure of your code?

Check your exact DR code and points on your DVLA driving record.


Does a conviction affect an accident claim?

Does a conviction affect an accident claim?

Declaring a conviction honestly doesnโ€™t stop you claiming. Not declaring one can, because an insurer may reduce a payout or void the policy if they later discover an undeclared conviction.

Declaring a conviction honestly doesnโ€™t stop you claiming. Not declaring one can, because an insurer may reduce a payout or void the policy if they later discover an undeclared conviction.

Third parties are still paid under the Road Traffic Act, but your insurer can reclaim the cost from you.

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Is drink driving insurance right for you?

This type of cover may be suitable at any stage after a drink-driving conviction.

This cover may be suitable for:

Recently Convicted Drivers
Young or New Drivers with a Conviction
Drivers Completing a Ban
Drivers Completing a Course
Drivers Returning After a Ban
Older Convictions Still on Licence

Real-world scenarios. Real-world cover

Real-world scenarios. Real-world cover

These are the everyday situations we see for drivers with a drink driving conviction, and the cover that responds in each case.

These are the everyday situations we see for drivers with a drink driving conviction, and the cover that responds in each case.

Accident while over the limit

You cause an accident while over the legal alcohol limit.

What typically happens

Third party paid, cost reclaimed from you

Own vehicle damage

Your own car is damaged in the same accident.

What typically happens

Often not covered, even on comprehensive

Renewal after conviction

Your policy is due for renewal after your conviction.

What typically happens

Premium increases, specialist insurer may be needed

Non-disclosure

You donโ€™t tell your insurer about a conviction.

What typically happens

Policy can be voided entirely

What affects the cost of drink driving insurance?

Drink driving insurance is priced on the offence code, the reading recorded, the length of any ban, how long ago it happened, whether you completed a rehabilitation course and your wider driving record.

Your specific DR code

Some codes, like DR30 (refusal), can be viewed as higher risk than others.

Your driving history overall

A clean record before the conviction may help your case.

How long ago it happened

More recent convictions are generally viewed as higher risk than older ones.

Level of cover chosen

Third party, third party fire & theft or comprehensive cover all affect price differently.

Number of points or bans

Multiple convictions or a longer ban can increase your premium.

How you use your vehicle

Personal or work-related driving can be assessed differently.

Drink driving codes at a glance

Drink driving codes at a glance

A quick reference, always confirm your exact code and points with the DVLA.

A quick reference, always confirm your exact code and points with the DVLA.

CodeOffenceTypical penaltyDuration on licence

DR10

Driving with alcohol above the legal limit

12 month ban minimum

11 years

DR20

Driving while unfit through drink

12 month ban minimum

11 years

DR30

Refusing to provide a specimen

12 month ban minimum

11 years

DR40 / DR50

In charge of a vehicle while over the limit

10

4 years

DR60

Failing to provide a specimen (not driving)

10

4 years

DR70

Failing to provide a breath test

4

4 years

Not sure which code applies to you?

Contact Us For Help: 0330 808 1548
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Why use Insurance Revolution?

We help drivers with drink-driving convictions find suitable cover, without judgement.

Specialist convicted driver insurers
Confidential, non-judgemental advice
Help understanding your DR code
Experienced UK advisers
Support with disclosure requirements
Ongoing support as your conviction ages

Convicted of drug driving instead?

Convicted of drug driving instead?

DG10, DG40, DR80 and DR90 relate to drug driving specifically, explore cover built around your exact code.

DG10, DG40, DR80 and DR90 relate to drug driving specifically, explore cover built around your exact code.

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How the quote process works

How the quote process works

Simple steps. Expert advice. The right cover for your business.

Simple steps. Expert advice. The right cover for your business.

1

Tell us about your drink driving conviction

Whether it was a DR10 or related code, the date, and the length of your ban.

2

Tell us about you and your vehicle

Your age, driving history, and the vehicle you want to insure.

3

We find insurers who cover drink driving

Many mainstream insurers decline drink driving convictions outright. We go to the ones who donโ€™t.

4

Get back on the road

We explain your options and arrange cover so youโ€™re insured the day your ban ends.

We're with you all the way

UK-based specialist advisers
Access to 20+ specialist insurers
No obligation, just expert help

Trusted by thousands of drivers across the UK

Trusted by thousands of drivers across the UK

From a single penalty point to a full disqualification, our customers trust Insurance Revolution to find the right cover and expert support when it matters.

From a single penalty point to a full disqualification, our customers trust Insurance Revolution to find the right cover and expert support when it matters.

Drink driving insights & guides

Drink driving insights & guides

Practical advice on DR codes, disclosure and getting back on the road.

Practical advice on DR codes, disclosure and getting back on the road.

5 Ridiculous Excuses For Drink Driving

5 Ridiculous Excuses For Drink Driving

Itโ€™s summer, and that means lots of BBQs, beach parties and festivals. It also means that thousands of people will risk driving home when theyโ€™ve hadโ€ฆ

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A Guide To Drink Drive Codes

A Guide To Drink Drive Codes

Learn what drink-drive codes such as DR10 and DR20 mean, how many penalty points they carry and how long they stay on your driving licence.

Guide to Drink Drive Codes
Banned & Back: How to Get Car Insurance After a Drink Driving Conviction!

Banned & Back: How to Get Car Insurance After a Drink Driving Conviction!

Getting back behind the wheel after a drink driving conviction isnโ€™t easy. Many insurers either hike up their prices or refuse to cover youโ€ฆ

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Car Insurance After an IN10 Conviction: What Are Your Options?

Car Insurance After an IN10 Conviction: What Are Your Options?

If youโ€™ve been hit with an IN10 conviction for driving without insurance, finding cover can feel like a minefield. Most standard insurers eitherโ€ฆ

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Car Insurance with Convictions: How to Find Fair and Affordable Cover

Car Insurance with Convictions: How to Find Fair and Affordable Cover

At Insurance Revolution, we specialise in helping drivers find car insurance with convictions, regardless of their driving history. As aโ€ฆ

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Caught Drink Driving What To Do What To Expect

Caught Drink Driving What To Do What To Expect

Around 8,000 casualties and 240 deaths are witnessed from drink driving every year. However, we understand that good people can make mistakes. Thereโ€ฆ

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Caught Driving Dirty? Hereโ€™s How to Still Get Car Insurance

Caught Driving Dirty? Hereโ€™s How to Still Get Car Insurance

Made a mistake behind the wheel? Whether driving without insurance, getting caught over the limit, or picking up a few too many points, it can feelโ€ฆ

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Convicted Driver Codes: A Guide

Convicted Driver Codes: A Guide

Convicted driver codes appear on your license once youโ€™ve been convicted of a driving offence. They also come with penalty points, the amount dependsโ€ฆ

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Declaring Drink Driving Convictions

Declaring Drink Driving Convictions

By law, customers must fully and accurately complete all of the questions on the insurance form. Previously, the law instructed customers to declareโ€ฆ

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Do I Have To Redo My Driving Test If Iโ€™m Banned?

Do I Have To Redo My Driving Test If Iโ€™m Banned?

The short answer is that it depends. If you are banned from driving for less than 56 days, this is known as a Short Period Disqualification (SPD),โ€ฆ

Retaking Your Test After A Ban
DR10 Insurance Quotes Made Simple: Getting Cover After a Drink Driving Ban

DR10 Insurance Quotes Made Simple: Getting Cover After a Drink Driving Ban

A car insurance for DR10 convictions offence is one of the most serious motoring convictions. A DR10 is issued when a driver is caught operating aโ€ฆ

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Drink Driving Abroad

Drink Driving Abroad

Picture the scene: Youโ€™re sat in a bar on holiday in Spain. The beautiful sun is beaming down. Youโ€™re happily enjoying your third cocktail. Thatโ€ฆ

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Drink Driving Myths Debunked

Drink Driving Myths Debunked

There are loads of myths surrounding drink driving, some of which are actually widely believed throughout the UK and beyond. Weโ€™ve compiled a list ofโ€ฆ

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Drink Driving Over The Christmas Period

Drink Driving Over The Christmas Period

During the month of December, alcohol consumption in the UK increases by over 40%. Despite repeated government campaigns on the rules of road safetyโ€ฆ

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Drink Driving Statistics UK 2026: The Latest Facts and Figures

Drink Driving Statistics UK 2026: The Latest Facts and Figures

Drink driving remains a serious road safety issue across the UK. Despite years of awareness campaigns, tougher penalties and increased policeโ€ฆ

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Drink Driving Statistics, Greater Manchester Police

Drink Driving Statistics, Greater Manchester Police

Explore Greater Manchester Police drink driving statistics, including alcohol-related offences and trends, and learn more about drink drivingโ€ฆ

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Drug Driving in the UK: What Drivers Need to Know Before They Get Behind the Wheel

Drug Driving in the UK: What Drivers Need to Know Before They Get Behind the Wheel

Drug driving continues to rise across the UK, and police officers now stop more drivers for drug driving than ever before. Many people assume drugโ€ฆ

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Drug Driving Statistics

Drug Driving Statistics

Looking for the quick facts? Here are the key statistics our research into drug driving uncovered: 1 in 20 of people in the UK admit to having drivenโ€ฆ

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DVLA Medical Drink Driving

DVLA Medical Drink Driving

After being convicted of a drink driving offence, High Risk Offenders will have to undergo a medical, which is given by a DVLA approved doctor, toโ€ฆ

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Exceptional Hardship: What Is It?

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Finding Insurance With Criminal Or Driving Convictions

Finding Insurance With Criminal Or Driving Convictions

After you have received a criminal conviction, driving conviction, or finished a driving ban, it can be difficult to find insurance. This is becauseโ€ฆ

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From Convictions to Coverage: A Guide for High-Risk Drivers

From Convictions to Coverage: A Guide for High-Risk Drivers

For drivers with convictions, navigating the world of car insurance can be an intimidating experience. Whether youโ€™ve faced fines, points on yourโ€ฆ

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From DD40 to IN10: Insurers Who Wonโ€™t Say No

From DD40 to IN10: Insurers Who Wonโ€™t Say No

For many UK drivers, a motoring conviction like a DD40 (dangerous driving) or IN10 (driving without insurance) can lead to one harsh reality, such asโ€ฆ

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Has Drink Driving Increased In The Past 10 Years In The UK?

Has Drink Driving Increased In The Past 10 Years In The UK?

Road accidents seem to be rising on the UK roads. According to reports, a fair share of road crashes are the inevitable result of drunk driving. Ifโ€ฆ

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Frequently Asked Questions

Frequently Asked Questions

Find quick answers to common questions about drink driving insurance and DR codes.

Find quick answers to common questions about drink driving insurance and DR codes.

Thereโ€™s no fixed price, it depends on your specific code, how long ago the conviction was, and your driving history. Costs are typically highest immediately after conviction and can improve over time. Speak to an adviser for a quote based on your situation.

Still have questions?

Our advisers are here to help you find the right solution.

Prefer to talk it through confidentially?

Prefer to talk it through confidentially?

Our advisers deal with drink-driving convictions every day, thereโ€™s no judgement, just help finding the right cover.

Our advisers deal with drink-driving convictions every day, thereโ€™s no judgement, just help finding the right cover.

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