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Mini FleetInsurance
Mini Fleet Insurance
Straightforward cover for small businesses running 2-5 vehicles, without the complexity of a larger fleet policy.
Straightforward cover for small businesses running 2-5 vehicles, without the complexity of a larger fleet policy.
From just 2 vehiclesOne policy, not fiveOne renewal date
Compare from 20+ Insurers
Talk to a specialist 0330 808 0730
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What is mini fleet insurance?
Mini fleet insurance covers small businesses running a small number of vehicles, typically 2 to 5, under one policy, without needing the scale of a larger fleet arrangement.
“You don’t need dozens of vehicles to benefit from fleet insurance, mini fleet cover is built for exactly this stage.”
Mini fleet insurance may suit you if:
You run between 2 and 5 vehiclesYou want a single renewal dateNamed or any driver optionsYou expect to grow beyond 5 vehiclesYou’ve just moved from single-vehicle coverYou want simpler admin than separate policies
What affects the cost of mini fleet insurance?
Mini fleet insurance is usually cheaper per vehicle than separate policies. The price depends on how many vehicles you have, who drives them, annual mileage, vehicle values and your claims record.
Number of vehicles (2-5)
More vehicles within your mini fleet can affect the overall cost.
How vehicles are used
Business travel, deliveries or carrying tools all carry different risk levels.
Number of drivers
Named-driver or any-driver arrangements can affect your premium differently.
Level of excess
Choosing a higher voluntary excess could reduce your premium.
Vehicle types
A mix of cars and vans can affect the overall risk profile.
Claims history
Your fleet’s previous claims history can affect the cost of your policy.
Running more than 5 vehicles, or something more specific?
Once you pass around five vehicles, a standard fleet policy usually gives better terms than mini fleet cover.
How many vehicles are in your mini fleet?
A mini fleet is normally two to five vehicles. Once you go beyond that, a standard fleet policy usually gives better terms, so tell us your vehicle count and we’ll point you to the right one.
Mini fleet cover still flexes within the 2-5 vehicle range.
Which fleet policy is right for you?
Which fleet policy is right for you?
Every fleet policy shares the basics, one renewal, one point of contact, but the right fit depends on your vehicles and licensing.
Every fleet policy shares the basics, one renewal, one point of contact, but the right fit depends on your vehicles and licensing.
| Fleet Type | Best For | Minimum Vehicles | Common Use |
|---|---|---|---|
Mini Fleet | Small fleets, 2-5 vehicles | 2-5 | Small businesses starting out |
Motor Fleet | General mix of cars and vans | 2+ | General business use |
Van Fleet | Several vans | 2+ | Trades and service businesses |
Courier Fleet | Paid delivery work | 2+ | Couriers and delivery firms |
HGV Fleet | Heavy commercial vehicles | 1+ | Haulage and logistics |
Company Fleet | Company vehicles for staff | 2+ | Directors and senior employees |
Any Driver Fleet | Any vehicle type, flexible drivers | 2+ | Rotating or shared drivers |
The stages of growing
your mini fleet
The stages of growing
your mini fleet
When things go wrong, we're here to help
We'll guide you through the claims process and liaise with insurers when needed.
How the quote process works
How the quote process works
Simple steps. Expert advice. The right cover for your business.
Simple steps. Expert advice. The right cover for your business.
1
Tell us about your vehicles
Mini fleet cover usually starts from two or three vehicles, tell us what you run.
2
Tell us about your drivers
Who drives, and whether you need named driver or any driver cover.
3
We compare mini fleet insurers
Insurers who offer fleet benefits without needing a large fleet to qualify.
4
Move onto one policy
Replace several separate policies with one, and one renewal date.
We're with you all the way
UK-based specialist advisersAccess to specialist insurersNo obligation, just expert helpTrusted by thousands of businesses across the UK
Trusted by thousands of businesses across the UK
From everyday business insurance to complex specialist cover, our customers trust Insurance Revolution to find the right protection and provide expert support when it matters.
From everyday business insurance to complex specialist cover, our customers trust Insurance Revolution to find the right protection and provide expert support when it matters.
Mini fleet insights & guides
Mini fleet insights & guides
Practical advice to help you understand cover, manage vehicle risk and plan for growth.
Practical advice to help you understand cover, manage vehicle risk and plan for growth.
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Frequently Asked Questions
Frequently Asked Questions
Find quick answers to common questions about mini fleet insurance and small fleet cover.
Find quick answers to common questions about mini fleet insurance and small fleet cover.
Mini fleet insurance covers small businesses running 2 to 5 vehicles under one policy, with a single renewal date and less admin than separate policies.
Still have questions?
Our advisers are here to help you find the right solution.
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