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5 Ridiculous Excuses For Drink Driving
It’s summer, and that means lots of BBQs, beach parties and festivals. It also means that thousands of people will risk driving home when they’ve had…
Convicted DriverInsurance
Convicted Driver Insurance
Been convicted of a motoring offence? We help drivers with points, bans and convictions find suitable cover through specialist insurers.
Been convicted of a motoring offence? We help drivers with points, bans and convictions find suitable cover through specialist insurers.
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How can we help?
How can we help?
Find cover for your specific conviction
Find cover for your specific conviction
Browse by offence type or DVLA endorsement code to find the right cover.
Browse by offence type or DVLA endorsement code to find the right cover.
Drink Driving
Drug Driving
Disqualification & Points
Common conviction codes explained
Common conviction codes explained
A quick reference for the most common DVLA endorsement codes. Always confirm your exact code with the DVLA.
A quick reference for the most common DVLA endorsement codes. Always confirm your exact code with the DVLA.
| Code | Typical penalty | Offence |
|---|---|---|
DR10 | 12 month ban minimum | Driving with alcohol level above the legal limit |
DR30 | 12 month ban minimum | Refusing to provide a specimen for analysis |
DG10 | 12 month ban minimum | Driving with a drug level above the specified limit |
DG40 | 10 points, ban possible | In charge of a vehicle with a drug level above the specified limit |
DR80 | 12 month ban minimum | Driving while unfit through drugs |
TT99 | Disqualification | Totting up, 12+ points within 3 years |
BA10 | 6 | Driving while disqualified by court order |
IN10 | 6-8 | Using a vehicle uninsured against third-party risks |
SP30 | 3-6 | Exceeding the statutory speed limit |
CD10 | 3-9 | Driving without due care and attention |
DD40 | 12 month ban minimum, plus extended re-test | Dangerous driving |
LC20 | 3 to 6 | Driving otherwise than in accordance with a licence |
Not sure which code applies?
These are general guides only. Confirm your exact code and points with the DVLA or your solicitor.
Cover, whenever your conviction happened
Cover, whenever your conviction happened
Most insurers ask about convictions from the last five years, even though offence codes stay on your licence for longer. Whether yours is recent or nearly spent, cover can still be arranged.
Most insurers ask about convictions from the last five years, even though offence codes stay on your licence for longer. Whether yours is recent or nearly spent, cover can still be arranged.
Recently convicted
Just been convicted or banned? We can help you find cover quickly.
1-2 years ago
Some insurers reassess risk as time passes since your conviction.
3+ years ago
Older convictions may still need to be declared, even if they feel behind you.
Endorsement has expired
Once an endorsement is removed, standard cover may become available again.
What affects the cost of convicted driver insurance?
There’s no fixed price for convicted driver insurance. Insurers look at the offence code, how long ago it happened, any disqualification, your age and driving history, the car you want to insure and your annual mileage.
Type of conviction
More serious offences, such as dangerous driving, typically carry a higher premium than lower-risk convictions.
Length of any ban
A longer disqualification can affect how insurers assess your risk once you’re driving again.
How long ago it happened
More recent convictions are generally viewed as higher risk than older ones.
How you use the vehicle
Whether you drive for personal or work reasons can affect how insurers assess your risk.
Number of points or convictions
Multiple convictions or a high points total can increase your premium.
Level of cover chosen
Third party, third party fire & theft or comprehensive cover all affect price differently.
What’s your situation?
What’s your situation?
Start with what happened to your licence. Points, a ban that has ended, a ban still running or a vehicle in the pound all lead to different types of cover.
Start with what happened to your licence. Points, a ban that has ended, a ban still running or a vehicle in the pound all lead to different types of cover.
What could help:Penalty Points Insurance
Learn more
What to expect from convicted driver insurance
What to expect from convicted driver insurance
A conviction doesn’t mean you can’t get suitable cover, here’s what’s typically different.
A conviction doesn’t mean you can’t get suitable cover, here’s what’s typically different.
Specialist Insurer Access
Access to insurers who specifically consider drivers with convictions.
Full Legal Cover
The same legal minimum cover requirements still apply, whatever your history.
Honest Disclosure Support
Guidance on what you need to declare and when, to keep your policy valid.
Higher Premium Awareness
Transparent guidance on how your conviction may affect your quote.
Support After a Ban
Help arranging cover as soon as you’re legally able to drive again.
Ongoing Expert Support
Support at renewal as your conviction ages and your options may improve.
Convicted driver insurance without the guesswork
We help drivers with convictions find suitable cover through experienced UK advisers.
This cover may be suitable for:
Specialist convicted driver insurersGuidance on disclosure requirementsAccess to insurers who consider convictionsSupport for complex or multiple convictionsExperienced UK-based advisersHelp finding cover after a ban endsHow the quote process works
How the quote process works
Simple steps. Expert advice. The right cover for your business.
Simple steps. Expert advice. The right cover for your business.
1
Tell us about your conviction
The offence code, when it happened, and any points or ban that came with it.
2
Tell us about you and your vehicle
Your driving history, the vehicle you drive, and how you use it.
3
We search specialist insurers
We approach insurers who actively cover convicted drivers, rather than mainstream ones who decline.
4
Choose your cover
We explain the options in plain terms and set up your policy, with no obligation.
UK-based specialist advisersAccess to 20+ specialist insurersNo obligation, just expert helpTrusted by thousands of drivers across the UK
Trusted by thousands of drivers across the UK
From a single penalty point to a full disqualification, our customers trust Insurance Revolution to find the right cover and expert support when it matters.
From a single penalty point to a full disqualification, our customers trust Insurance Revolution to find the right cover and expert support when it matters.
Convicted driver insights & guides
Convicted driver insights & guides
Practical advice on convictions, points, disqualification and getting back on the road.
Practical advice on convictions, points, disqualification and getting back on the road.
A Guide To Drink Drive Codes
Learn what drink-drive codes such as DR10 and DR20 mean, how many penalty points they carry and how long they stay on your driving licence.
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Banned & Back: How to Get Car Insurance After a Drink Driving Conviction!
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Drug Driving in the UK: What Drivers Need to Know Before They Get Behind the Wheel
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Frequently Asked Questions
Frequently Asked Questions
Find quick answers to common questions about convicted driver insurance and DVLA endorsement codes.
Find quick answers to common questions about convicted driver insurance and DVLA endorsement codes.
Convicted driver insurance is cover for drivers with a motoring conviction, penalty points or a driving ban on their licence. It works through specialist insurers who consider your specific circumstances. Insurers often call it high risk car insurance, and it covers drivers with points, bans, drink or drug convictions and non-motoring criminal records.
Still have questions?
Our advisers are here to help you find the right solution.
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