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Business Van Insurance Explained: What Cover Do You Need?
If you use a van for work, having the right insurance is essential. Whether you are a sole trader, tradesperson, delivery driver or run a business…
Commercial & Business Van Insurance
Commercial & Business Van Insurance
Whether you're a builder, electrician or plumber, or run a growing van fleet, we'll help you find cover built around exactly how you use your van.
Whether you're a builder, electrician or plumber, or run a growing van fleet, we'll help you find cover built around exactly how you use your van.
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Carriage of own goodsTools cover availableAny driver options
Compare from 20+ Insurers
Talk to a specialist 0330 808 1404
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What is business van insurance?
Business van insurance, also known as commercial van insurance, covers vans used for work or business purposes, whether you're carrying tools, delivering goods or travelling between jobs.
Using personal van cover for commercial work could leave important business risks and activities outside your policy, including the tools and goods you carry.
The right cover depends on:
How the van is usedYour occupation or tradeWhat you carryAnnual business mileageWhether goods belong to you or a customerWhether you insure one van or several
Van cover for the way you work
Van cover for the way you work
Your trade decides what the van carries, and what the policy needs to cover.
Your trade decides what the van carries, and what the policy needs to cover.
Tradespeople
Builders, electricians, plumbers, joiners and other trades using vans to carry tools.
Delivery Businesses
Companies delivering their own goods, products or stock to customers.
Self-Employed Drivers
Sole traders using one van for everyday commercial activity and client work.
Employers with Multiple Drivers
Businesses where several staff members may need van access.
Small Multi-Van Businesses
Companies operating several vans but not yet running a larger fleet.
Growing Fleets
Businesses likely to add more vehicles or drivers over time.
Electric Van Insurance
Business cover for electric vans, with battery cover and specialist repairs.
Tools in Transit Insurance
Cover for the portable tools in your van and while they’re loaded and unloaded.
Goods in Transit
Protect the goods you carry against loss, theft and damage.
What type of van use do you need?
Business van cover falls into two broad groups: carrying your own tools and equipment, and delivering your own goods. If you’re paid to carry goods for other people, you’ll need courier van insurance instead.
Find Business Van Insurance for Your Trade
Find Business Van Insurance for Your Trade
Different trades use vans in different ways. Explore commercial van insurance based on your occupation, drivers or the type of work your van carries out.
Choose the insurance you're looking for and we'll take you straight to the right place.
One van or several?
One van, a handful or a full fleet, the right structure changes as you grow.
Which class of van use applies?
Business van cover is for carriage of your own goods. If you’re paid to carry goods that belong to someone else, that’s hire and reward, and it needs courier van insurance instead.
Protect more than just the van
Protect more than just the van
A van policy covers the vehicle. These are the covers that protect everything else.
A van policy covers the vehicle. These are the covers that protect everything else.
For tools used in your trade, subject to the level of cover chosen.
How the quote process works
How the quote process works
Four steps: tell us about your van and your trade, we compare the market, you choose, we set up your policy.
Four steps: tell us about your van and your trade, we compare the market, you choose, we set up your policy.
1
Tell us about your van and trade
What you drive, what you carry, and who needs to be insured to drive it.
2
Expert Review
A UK-based specialist checks the class of use you actually need, and whether tools cover applies.
3
Compare your options
We compare van insurers, including those that cover trades others decline.
4
We set up your policy
Once you’re happy, we finalise the cover and send your documents through.
UK-based specialist advisersAccess to specialist insurersNo obligation, just expert helpTrusted by tradespeople and businesses across the UK
Trusted by tradespeople and businesses across the UK
From a single tradesperson’s van to a growing fleet, our customers trust Insurance Revolution to find the right cover and expert support.
From a single tradesperson’s van to a growing fleet, our customers trust Insurance Revolution to find the right cover and expert support.
Business van insights & guides
Business van insights & guides
Practical advice on trade and delivery van cover.
Practical advice on trade and delivery van cover.
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Frequently Asked Questions
Frequently Asked Questions
Find quick answers to common questions about business van insurance, commercial use, what you can carry and choosing the right cover.
Find quick answers to common questions about business van insurance, commercial use, what you can carry and choosing the right cover.
Business van insurance, also called commercial van insurance, covers vans used for work or business purposes, including carrying tools, transporting your own goods and visiting customers. Delivering other people’s goods for payment needs courier van insurance instead.
Still have questions?
Our advisers are here to help you find the right solution.
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