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Business Van Insurance Explained: What Cover Do You Need?
If you use a van for work, having the right insurance is essential. Whether you are a sole trader, tradesperson, delivery driver or run a business…
Electricians Van Insurance
Electricians Van Insurance
Cover built around how electricians actually work, tools, test equipment and travel between jobs.
Cover built around how electricians actually work, tools, test equipment and travel between jobs.
Enter your vehicle registration
Test equipment coverTools protectedMultiple electricians
Compare from 20+ Insurers
Talk to a specialist 0330 808 1404
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What is electrician van insurance?
Electrician van insurance is business van insurance built around electrical work, covering tools, test equipment and materials carried between jobs, not just the vehicle itself.
“A standard personal van policy usually won’t cover tools or the fact you’re using the van for work.”
The right cover depends on:
The value of tools and test equipment you carryWhether equipment is ever left in the vanHow many sites you travel toYour driving and claims historyWhether you’re self-employed or have employeesWhether you carry your own materials or a customer’s
Cover that fits electrical work
Cover that fits electrical work
Electrical contracting often needs more than one type of cover working together.
Electrical contracting often needs more than one type of cover working together.
RecommendedTools & Test Equipment Cover
Protection for tools and test equipment used in your trade, subject to the level of cover chosen.
RecommendedComprehensive Van Cover
Full protection for your van against accidental damage, fire and theft.
RecommendedPublic Liability
Cover if your work causes injury or property damage, often expected by clients and main contractors.
Employers’ Liability
A legal requirement if you employ other electricians or apprentices.
Breakdown & Hire Vehicle
Keep working if your van breaks down, with optional replacement vehicle cover.
Goods in Transit
Optional cover for materials belonging to a customer while in transit.
Is electrician van insurance right for you?
This type of cover may be suitable for a wide range of electrical work.
This cover may be suitable for:
Self-Employed ElectriciansEmergency Callout ElectriciansSmall Electrical FirmsApprenticeship EmployersDomestic & Commercial ContractorsGrowing Electrical BusinessesWhat could go wrong, and what covers it?
What could go wrong, and what covers it?
The claims van-based trades make most often involve accidents on the road, tools stolen from the van overnight, damage to a customer’s property while working, and injury to someone on site.
The claims van-based trades make most often involve accidents on the road, tools stolen from the van overnight, damage to a customer’s property while working, and injury to someone on site.
Test equipment stolen
Test meters and tools are stolen from the van overnight.
Cover required
Tools & Equipment Insurance
Accident on the road
You’re involved in a collision while travelling between jobs.
Cover required
Comprehensive Van Insurance
Damage at a client’s property
You accidentally damage a client’s property while working.
Cover required
Public Liability Insurance
Employee injury
An electrician you employ is injured on the job.
Cover required
Employers’ Liability Insurance
How to insure an electric van
How to insure an electric van
Simple steps, expert advice. The right cover for your business.
Simple steps, expert advice. The right cover for your business.
1
Tell us about your van
The vehicle, its value, and any racking or storage fitted for your work.
2
Tell us about your tools and equipment
Test equipment and power tools are expensive, we’ll check whether you need tools cover too.
3
We compare trade van insurers
Insurers who cover electricians’ vans and the high-value kit they carry.
4
Choose your cover
We explain the options in plain terms and set up your policy, with no obligation.
UK-based specialist advisersAccess to specialist insurersNo obligation, just expert helpTrusted by tradespeople and businesses across the UK
Trusted by tradespeople and businesses across the UK
From a single tradesperson’s van to a growing fleet, our customers trust Insurance Revolution to find the right cover and expert support.
From a single tradesperson’s van to a growing fleet, our customers trust Insurance Revolution to find the right cover and expert support.
Electrician van insights & guides
Electrician van insights & guides
Practical advice on tools cover, business use and choosing the right van policy.
Practical advice on tools cover, business use and choosing the right van policy.
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Frequently Asked Questions
Frequently Asked Questions
Find quick answers to common questions about electrician van insurance and cover for tools and equipment.
Find quick answers to common questions about electrician van insurance and cover for tools and equipment.
Electrician van insurance is business van insurance built around electrical work, including cover for tools and test equipment, subject to the level of cover chosen.
Still have questions?
Our advisers are here to help you find the right solution.
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