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HGV Driving Safety Statistics
We asked the general driving public how they felt about it and have pulled together some data regarding accidents/incidents involving HGVs too. Read…
HGV & TruckInsurance
HGV & Truck Insurance
Specialist cover for HGVs, trucks and lorries, from a first 7.5 tonne rigid to an artic fleet, for own-account work and haulage.
Specialist cover for HGVs, trucks and lorries, from a first 7.5 tonne rigid to an artic fleet, for own-account work and haulage.
Enter your vehicle registration
Over 3.5 tonnesTrailers declaredO-licence guidance
Own goods or haulage
Speak to a specialist 0330 808 0884
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What is HGV and truck insurance?
HGV insurance, also called truck or lorry insurance, is commercial motor cover for goods vehicles over 3.5 tonnes. It covers the vehicle, trailers and third parties, and is usually arranged alongside goods in transit and liability cover for the work the truck actually does.
Whether you call it HGV, truck or lorry insurance, it’s the same product, what changes is the weight, the body type and the work you do.
Your truck insurance depends on:
Weight and body typeOwn goods or haulageTrailers you pullDriver ages and experienceWhere trucks are parked overnightNumber of vehicles
Cover for every kind of truck
Weight, body type and the work you do all change the cover you need. Start with the truck closest to yours.
Whatever you run
Rigids, artics and specialist bodies can all be covered on one policy.
7.5t rigid
18t rigid
Artic
Tipper
Flatbed
Different trucks. The same need for the right class of use.
Owner-driver, small operator or haulier?
Insurers rate transport businesses by size and by class of use, so start with how many trucks you run and whether you carry your own goods or work for hire and reward.
Choose how your drivers are covered
How drivers are listed on the policy affects both price and flexibility.
Insurance is only part of running trucks legally
Operator licensing, tachographs and maintenance all sit alongside your insurance, and insurers look at how well you manage them.
Operator compliance checklist
O licence in placeTransport manager for standard licencesMaintenance and inspection recordsDriver CPC up to dateOperating centre parkingFinancial standing evidence
When things go wrong, we’re here to help
We’ll guide you through a truck claim, from the first call to getting the vehicle back on the road.
How to insure an HGV
How to insure an HGV
Tell us about your trucks, your licence and the work you do, and we’ll compare specialist insurers.
Tell us about your trucks, your licence and the work you do, and we’ll compare specialist insurers.
1
Tell us about your trucks
Weights, body types, trailers and values.
2
Share your operation
Carriage of own goods or hire and reward, your radius, mileage and drivers.
3
We compare specialist insurers
We search HGV and haulage insurers for the right terms.
4
Get covered and moving
Choose your policy and receive your documents the same day.
We're with you all the way
UK-based specialist advisersAccess to specialist insurersNo obligation, just expert helpTrusted by hauliers and truck operators across the UK
Trusted by hauliers and truck operators across the UK
From a first 7.5 tonne rigid to a full haulage fleet, our customers trust Insurance Revolution to find the right cover and expert support when it matters.
From a first 7.5 tonne rigid to a full haulage fleet, our customers trust Insurance Revolution to find the right cover and expert support when it matters.
HGV and truck guides
HGV and truck guides
Practical advice for owner-drivers and hauliers on cover, licensing and cost.
Practical advice for owner-drivers and hauliers on cover, licensing and cost.
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HGV and truck insurance FAQs
HGV and truck insurance FAQs
Straight answers on cover, cost, licensing and what a truck policy includes.
Straight answers on cover, cost, licensing and what a truck policy includes.
HGV insurance, also called truck or lorry insurance, is commercial motor cover for goods vehicles over 3.5 tonnes. It covers the vehicle, any trailer and third parties, and can be extended with goods in transit and liability cover.
Still not sure what cover you need?
Our HGV specialists can match cover to your trucks and the work you do.