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A Guide To Evri, Amazon, And Other Self Employed Delivery Driver Insurance
Are you considering becoming a self-employed delivery driver but wondering what type of insurance you will need? Working on your own schedule can beโฆ
Courier fleet insurance covers two or more vehicles used for paid delivery work, also known as hire and reward, under one policy, with a single renewal instead of managing separate courier policies.
โEach vehicle in a courier fleet still needs hire and reward cover, fleet insurance brings that cover together under one policy, not around it.โ
The right courier fleet depends on:

Courier fleet cover for the way you deliver
Courier fleet cover for the way you deliver
Different delivery operations carry different risks. Your routes, load types and contracts can all shape the right policy.
Different delivery operations carry different risks. Your routes, load types and contracts can all shape the right policy.
Parcel Delivery
Multi-drop rounds for parcels and packages.
Food Delivery
Restaurant and takeaway delivery services.
Same-Day Courier
Urgent, point-to-point delivery work.
Contract Courier
Work for a delivery platform or logistics client.
Freight & Pallet
Larger goods and pallet-based deliveries.
Multi-Vehicle
Delivery operations running several vehicles.

If you run one or two courier vehicles, a courier van or courier car policy may suit you better than fleet cover.
Insurers rate courier fleets by how the vehicles are used: multi-drop parcel rounds, same-day work, food delivery or a mix. Telling us your pattern helps get the right vehicle and driver terms.
Courier fleet cover can reflect how your routes actually work.
Which fleet policy is right for you?
Which fleet policy is right for you?
Every fleet policy shares the basics, one renewal, one point of contact, but the right fit depends on your vehicles and licensing.
Every fleet policy shares the basics, one renewal, one point of contact, but the right fit depends on your vehicles and licensing.
| Fleet Type | Best For | Minimum Vehicles | Common Use |
|---|---|---|---|
Courier Fleet | Paid delivery work | 2+ | Couriers and delivery firms |
Van Fleet | Several vans | 2+ | Trades and service businesses |
Motor Fleet | General mix of cars and vans | 2+ | General business use |
HGV Fleet | Heavy commercial vehicles | 1+ | Haulage and logistics |
Mini Fleet | Small fleets, 2-5 vehicles | 2-5 | Small businesses starting out |
Any Driver Fleet | Any vehicle type, flexible drivers | 2+ | Rotating or shared drivers |
Courier fleet insurance has no fixed price. It depends on the number and type of vehicles, your drivers and their ages, annual mileage, the goods you carry, overnight security and your claims record.
Number of vehicles
More delivery vehicles on the policy can affect the overall cost.
Goods in transit limit
The value of the goods you carry sets your transit limit, which affects the overall premium.
Number of drivers
Named-driver or any-driver arrangements can affect your premium differently.
Level of excess
Choosing a higher voluntary excess could reduce your premium.
Type of delivery work
Multi-drop, single-drop or contract courier work can carry different risk levels.
Claims history
Your fleetโs previous claims history can affect the cost of your policy.
We'll guide you through the claims process and liaise with insurers when needed.
How the quote process works
How the quote process works
Simple steps. Expert advice. The right cover for your business.
Simple steps. Expert advice. The right cover for your business.
Tell us about your courier fleet
Vehicle numbers, types, and whether you run multi-drop or same-day work.
Tell us about your drivers
Employed drivers, self-employed couriers, or a mix of both.
We compare courier fleet insurers
Hire and reward and goods in transit cover for every vehicle.
Manage it on one policy
Scale up for peak season and back down again without separate policies.
Trusted by thousands of businesses across the UK
Trusted by thousands of businesses across the UK
From everyday business insurance to complex specialist cover, our customers trust Insurance Revolution to find the right protection and provide expert support when it matters.
From everyday business insurance to complex specialist cover, our customers trust Insurance Revolution to find the right protection and provide expert support when it matters.
Courier fleet insights & guides
Courier fleet insights & guides
Practical advice on hire and reward, goods in transit and managing a growing courier fleet.
Practical advice on hire and reward, goods in transit and managing a growing courier fleet.
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A Guide To Evri, Amazon, And Other Self Employed Delivery Driver Insurance
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Can I Use My Personal NCB To Bring Down The Cost Of My Courier Insurance?
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Do I Need Specific Courier Insurance To Be A Courier?
Strictly speaking, no. As a courier, you require a number of specific insurances to do your job properly. These can be arranged under one umbrellaโฆ
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Do The Type Of Goods Iโm Transporting Affect The Price Of My Courier Insurance?
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How Much Does Courier Insurance Cost?
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How to Choose the Right Insurance Policy for Your Courier Business
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Frequently Asked Questions
Frequently Asked Questions
Find quick answers to common questions about courier fleet insurance, hire and reward and goods in transit.
Find quick answers to common questions about courier fleet insurance, hire and reward and goods in transit.
Courier fleet insurance covers two or more vehicles used for paid delivery work under one policy, bringing hire and reward cover together with a single renewal date.