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Courier Fleet Insurance

Cover for businesses running several vehicles for paid delivery and courier work, all under one policy.

Cover for businesses running several vehicles for paid delivery and courier work, all under one policy.

Hire & reward included
Goods in transit
Scale up at peak
Compare from 20+ Insurers

From a few delivery vehicles to a nationwide courier operation

Talk to a specialist 0330 808 0730

Aviva logo with a dark blue abstract square icon and the word โ€œAVIVAโ€ in bold uppercase blue letters.
Granite Underwriting logo
Red oval logo with bold white capital letters โ€œERSโ€ centered inside.
BondLovis logo with dark blue text and a yellow check mark forming part of the letter V
Admiral Business logo with blue โ€œAdmiralโ€ and red โ€œBusinessโ€ text, encircled by a red swoosh.
Jensten Insurance Brokers logo with dark blue text and small orange rectangles inside the letters E.
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Zurich Insurance logo with a blue โ€œZโ€ in a circle followed by the word โ€œZURICHโ€ in blue capital letters on a white background
KGM logo with dark green lowercase letters and a red curved shape above green diagonal bars on the right.
Sabre Insurance logo with bold yellow โ€œSabreโ€ text above smaller gray โ€œInsuranceโ€ on a transparent background.
Direct Commercial logo with blue lowercase โ€œdcl.โ€ text above orange โ€œDirect Commercialโ€ on a white background.
INSHUR logo with a circular steering wheel icon to the left of the company name in bold blue letters.
Aviva logo with a dark blue abstract square icon and the word โ€œAVIVAโ€ in bold uppercase blue letters.
Granite Underwriting logo
Red oval logo with bold white capital letters โ€œERSโ€ centered inside.
BondLovis logo with dark blue text and a yellow check mark forming part of the letter V
Admiral Business logo with blue โ€œAdmiralโ€ and red โ€œBusinessโ€ text, encircled by a red swoosh.
Jensten Insurance Brokers logo with dark blue text and small orange rectangles inside the letters E.
Collingwood logo in dark blue rounded lowercase text on a transparent background
Zurich Insurance logo with a blue โ€œZโ€ in a circle followed by the word โ€œZURICHโ€ in blue capital letters on a white background
KGM logo with dark green lowercase letters and a red curved shape above green diagonal bars on the right.
Sabre Insurance logo with bold yellow โ€œSabreโ€ text above smaller gray โ€œInsuranceโ€ on a transparent background.
Direct Commercial logo with blue lowercase โ€œdcl.โ€ text above orange โ€œDirect Commercialโ€ on a white background.
INSHUR logo with a circular steering wheel icon to the left of the company name in bold blue letters.

What is courier fleet insurance?

Courier fleet insurance covers two or more vehicles used for paid delivery work, also known as hire and reward, under one policy, with a single renewal instead of managing separate courier policies.

โ€œEach vehicle in a courier fleet still needs hire and reward cover, fleet insurance brings that cover together under one policy, not around it.โ€

The right courier fleet depends on:

How many delivery vehicles you run
A mix of vans and cars
Named or any driver options
How your fleet is likely to grow
The value of the goods you carry
Your preferred renewal structure
Smiling delivery worker in a red uniform stands by a van full of cardboard boxes, holding a clipboard.

Courier fleet cover for the way you deliver

Courier fleet cover for the way you deliver

Different delivery operations carry different risks. Your routes, load types and contracts can all shape the right policy.

Different delivery operations carry different risks. Your routes, load types and contracts can all shape the right policy.

Parcel Delivery

Multi-drop rounds for parcels and packages.

Food Delivery

Restaurant and takeaway delivery services.

Same-Day Courier

Urgent, point-to-point delivery work.

Contract Courier

Work for a delivery platform or logistics client.

Freight & Pallet

Larger goods and pallet-based deliveries.

Multi-Vehicle

Delivery operations running several vehicles.

Smiling delivery driver in blue uniform leans from his van window, giving a thumbs up on a bright day.

Why use Insurance Revolution for courier fleet cover?

We help delivery businesses find courier fleet insurance suited to their vehicles, routes and drivers.

Access to specialist fleet insurers
Experienced UK advisers
Flexible driver options
Cover for goods in transit
Help with policy changes
Support with complex risks

Not quite a courier fleet?

If you run one or two courier vehicles, a courier van or courier car policy may suit you better than fleet cover.

Two uniformed tradesmen with tool belts stand smiling, arms crossed, in front of an open, well-equipped white work van.

Own Goods Only

Only carrying your own tools or stock, not paid deliveries? Van Fleet may fit better.

Van Fleet
Truck, sedan, SUV, and van parked in a wet lot outside a modern glass office at sunrise.

A General Mix

Running a broader mix of cars and vans, not just courier work? Motor Fleet may suit.

Motor Fleet
Three white delivery vans parked outside a warehouse loading bay on a wet concrete yard.

Just Starting Out

Only 2-5 delivery vehicles? Mini Fleet is built for smaller fleets just getting started.

Mini Fleet
Three delivery workers in high-visibility vests talk beside white Ford vans in a depot yard at sunset.

Flexible Access Needed

Need any authorised driver to use any vehicle without naming them? Any Driver Fleet may suit.

Any Driver Fleet

Whatโ€™s your delivery pattern?

Insurers rate courier fleets by how the vehicles are used: multi-drop parcel rounds, same-day work, food delivery or a mix. Telling us your pattern helps get the right vehicle and driver terms.

Courier fleet cover can reflect how your routes actually work.

Simple brown cardboard box icon with a closed lid and black sealing tape on top.

Single-Drop

Best for point-to-point work

One delivery per journey
Often same-day or urgent work
Simple route structure
Gold icon of two open cardboard boxes connected by a curved line, suggesting shipping, delivery, or logistics.

Multi-Drop

Best for delivery rounds

Several drop-offs per route
Regular daily rounds
The most common courier pattern
Gold icon of a document with text lines beside a pencil and a cardboard shipping box.

Contract Courier

Best for platform or contract work

Working for a delivery platform or client
May need proof of specific cover
Consistent contracted routes

Which fleet policy is right for you?

Which fleet policy is right for you?

Every fleet policy shares the basics, one renewal, one point of contact, but the right fit depends on your vehicles and licensing.

Every fleet policy shares the basics, one renewal, one point of contact, but the right fit depends on your vehicles and licensing.

Fleet TypeBest ForMinimum VehiclesCommon Use

Courier Fleet

Paid delivery work

2+

Couriers and delivery firms

Van Fleet

Several vans

2+

Trades and service businesses

Motor Fleet

General mix of cars and vans

2+

General business use

HGV Fleet

Heavy commercial vehicles

1+

Haulage and logistics

Mini Fleet

Small fleets, 2-5 vehicles

2-5

Small businesses starting out

Any Driver Fleet

Any vehicle type, flexible drivers

2+

Rotating or shared drivers

Still unsure which fleet type is right for you?

Contact Us For Help: 0330 808 0730

Only carrying your own goods, not paid deliveries?

Only carrying your own goods, not paid deliveries?

If your vehicles carry your own tools or stock rather than paid deliveries, Van Fleet Insurance may be a better and more cost-effective fit.

If your vehicles carry your own tools or stock rather than paid deliveries, Van Fleet Insurance may be a better and more cost-effective fit.

Dark gray cargo van on a black background, shown from the front-left side with sliding side door and modern headlights.

What affects the cost of courier fleet insurance?

Courier fleet insurance has no fixed price. It depends on the number and type of vehicles, your drivers and their ages, annual mileage, the goods you carry, overnight security and your claims record.

Number of vehicles

More delivery vehicles on the policy can affect the overall cost.

Goods in transit limit

The value of the goods you carry sets your transit limit, which affects the overall premium.

Number of drivers

Named-driver or any-driver arrangements can affect your premium differently.

Level of excess

Choosing a higher voluntary excess could reduce your premium.

Type of delivery work

Multi-drop, single-drop or contract courier work can carry different risk levels.

Claims history

Your fleetโ€™s previous claims history can affect the cost of your policy.

Insurance is only part of managing a fleet

Good fleet management can help you control risk, improve driver safety and manage costs over time.

Fleet management checklist

Driver records
Claims monitoring
Vehicle maintenance
Driver training
Telematics and mileage tracking
Vehicle replacement planning
Smiling delivery worker with folded arms stands in front of a row of white vans in a parking lot at sunset.

When things go wrong, we're here to help

We'll guide you through the claims process and liaise with insurers when needed.

Report icon

Report

Tell us what happened, including details of the vehicles, drivers and passengers involved.

Support icon

Support

Our team helps you understand the next steps and liaises with your insurer.

Get moving icon

Get Moving

Work with the insurer to resolve the claim and get your vehicle back on the road.

How the quote process works

How the quote process works

Simple steps. Expert advice. The right cover for your business.

Simple steps. Expert advice. The right cover for your business.

1

Tell us about your courier fleet

Vehicle numbers, types, and whether you run multi-drop or same-day work.

2

Tell us about your drivers

Employed drivers, self-employed couriers, or a mix of both.

3

We compare courier fleet insurers

Hire and reward and goods in transit cover for every vehicle.

4

Manage it on one policy

Scale up for peak season and back down again without separate policies.

We're with you all the way

UK-based specialist advisers
Access to specialist insurers
No obligation, just expert help

Trusted by thousands of businesses across the UK

Trusted by thousands of businesses across the UK

From everyday business insurance to complex specialist cover, our customers trust Insurance Revolution to find the right protection and provide expert support when it matters.

From everyday business insurance to complex specialist cover, our customers trust Insurance Revolution to find the right protection and provide expert support when it matters.

Courier fleet insights & guides

Courier fleet insights & guides

Practical advice on hire and reward, goods in transit and managing a growing courier fleet.

Practical advice on hire and reward, goods in transit and managing a growing courier fleet.

A Guide To Evri, Amazon, And Other Self Employed Delivery Driver Insurance

A Guide To Evri, Amazon, And Other Self Employed Delivery Driver Insurance

Are you considering becoming a self-employed delivery driver but wondering what type of insurance you will need? Working on your own schedule can beโ€ฆ

Evri and Amazon Driver Cover
Can I Use My Personal NCB To Bring Down The Cost Of My Courier Insurance?

Can I Use My Personal NCB To Bring Down The Cost Of My Courier Insurance?

Most insurers will not allow you to use your personal no claims from a private car when trying to bring down the cost of your Courier Insuranceโ€ฆ

Using Personal NCB for Courier
CMR Insurance: What Is It And Who Needs It?

CMR Insurance: What Is It And Who Needs It?

When it comes to carrying goods across European borders, a CMR insurance policy is essential. The special insurance policy is in tune with the CMRโ€ฆ

What Is CMR Insurance?
Courier Blog Series: How To Avoid Injury At Work Lifting And Driving Safety?

Courier Blog Series: How To Avoid Injury At Work Lifting And Driving Safety?

Accidents on the job are all too common. From slips, falls and lifting-induced injuries to road traffic accidents and theft, there is an array ofโ€ฆ

Avoiding Injury at Work
Courier Blog Series: How To Avoid Scams And Fraudulent Jobs Given Out By Courier Driver Services

Courier Blog Series: How To Avoid Scams And Fraudulent Jobs Given Out By Courier Driver Services

Courier scams or phishing is a newer type of scam that is causing more and more problems for the general public and courier drivers. Often, aโ€ฆ

Avoiding Courier Job Scams
Courier Blog Series: How To Get Jobs And Money As A Courier Driver

Courier Blog Series: How To Get Jobs And Money As A Courier Driver

Most courier drivers can earn a decent salary. And, with a higher demand for drivers today, itโ€™s likely that drivers will see a salary increase.โ€ฆ

Getting Courier Jobs and Pay
Courier Blog Series: How To Start Up As A Courier Driver

Courier Blog Series: How To Start Up As A Courier Driver

Now is the perfect time to get into the courier business. With more people shopping online and relying on home delivery services, there is a greaterโ€ฆ

Starting Up As A Courier
Courier Blog Series Top 10 Pieces Of Kit Needed To Be A Courier Driver

Courier Blog Series Top 10 Pieces Of Kit Needed To Be A Courier Driver

In addition to your mode of transportation, a van, car, motorcycle or bicycle, there are several other items that courier drivers should carry withโ€ฆ

Top 10 Pieces of Courier Kit
Courier Insurance For Private Cars

Courier Insurance For Private Cars

People who want to use their private cars for courier work may find it difficult to obtain insurance coverage for the work they would like to carryโ€ฆ

Courier Cover for Private Cars
Delivery Driver Speeding Statistics

Delivery Driver Speeding Statistics

Delivery drivers are an essential component for businesses transporting goods and services. Their role in a company can lead to quicker sales,โ€ฆ

Delivery Speeding Statistics
Different Ways To Become A Courier Driver In 2021

Different Ways To Become A Courier Driver In 2021

Are you toying with the idea of becoming a courier driver? If youโ€™re over 18, have a clean, valid driving license and have sorted the right courierโ€ฆ

Ways to Become a Courier
Do I Need Specific Courier Insurance To Be A Courier?

Do I Need Specific Courier Insurance To Be A Courier?

Strictly speaking, no. As a courier, you require a number of specific insurances to do your job properly. These can be arranged under one umbrellaโ€ฆ

Do I Need Courier Insurance?
Do The Type Of Goods Iโ€™m Transporting Affect The Price Of My Courier Insurance?

Do The Type Of Goods Iโ€™m Transporting Affect The Price Of My Courier Insurance?

In general, most couriers do not know exactly what they are carrying at any one time, so if you are not expressly aware of what you are transporting,โ€ฆ

Do Goods Affect Courier Cost?
Doโ€™s And Dontโ€™s For Promoting Your Courier Business

Doโ€™s And Dontโ€™s For Promoting Your Courier Business

Youโ€™ve taken the plunge and started your own courier business. Congratulations! But the hard work is far from over. Nowโ€™s the time to promote yourโ€ฆ

Promoting Your Courier Firm
Getting Started As A Courier

Getting Started As A Courier

Starting up your own courier business has many attractive qualities: being your own boss, flexible hours, and getting to travel from place to place.โ€ฆ

Getting Started As A Courier
Gig Workers Statistics

Gig Workers Statistics

The word โ€˜gigโ€™ is slang, which refers to a job that only lasts a certain amount of time. This is why you hear this word used by musicians, referringโ€ฆ

Gig Workers Statistics
How Much Does Courier Insurance Cost?

How Much Does Courier Insurance Cost?

There are a large number of qualifying factors that will determine the specific cost of Courier Insurance. Insurers generally believe that there isโ€ฆ

Courier Insurance Cost
How to Choose the Right Insurance Policy for Your Courier Business

How to Choose the Right Insurance Policy for Your Courier Business

Running a courier business means dealing with tight schedules, demanding clients, and the constant pressure of ensuring packages reach theirโ€ฆ

Choosing Courier Cover
The Best And Worst Courier Companies To Work For

The Best And Worst Courier Companies To Work For

Now that you have decided to take on some courier work, how do you decide who to work for? Choosing the best company for you can be a minefield, asโ€ฆ

Best And Worst Couriers
The Importance of Goods in Transit Insurance for Couriers

The Importance of Goods in Transit Insurance for Couriers

In the busy world of delivery services, ensuring the safe and timely arrival of goods is vital. As the demand for reliable courier services continuesโ€ฆ

Goods In Transit For Couriers
Top 5 Risks for Delivery Drivers and How Courier Insurance Can Protect You

Top 5 Risks for Delivery Drivers and How Courier Insurance Can Protect You

As a delivery driver, you face a unique set of challenges and risks every day. From navigating through traffic to ensuring timely deliveries, the jobโ€ฆ

Top 5 Delivery Driver Risks
What Are RHA Conditions?

What Are RHA Conditions?

RHA (Road Haulage Association) conditions are the recognised industry standard โ€˜conditions of carriageโ€™ for hauliers and can only be legally used byโ€ฆ

What Are RHA Conditions?
What Does Courier Insurance Cover?

What Does Courier Insurance Cover?

Courier insurance is not just a choice but a legal requirement for businesses moving goods for others on UK roads. Unlike private cover, courierโ€ฆ

What Courier Cover Includes
What Insurance Cover Is Recommended For Couriers?

What Insurance Cover Is Recommended For Couriers?

Whether youโ€™re an experienced courier or just starting a business, understanding what insurance coverage you need can be confusing. To simplifyโ€ฆ

Recommended Courier Cover

Frequently Asked Questions

Frequently Asked Questions

Find quick answers to common questions about courier fleet insurance, hire and reward and goods in transit.

Find quick answers to common questions about courier fleet insurance, hire and reward and goods in transit.

Courier fleet insurance covers two or more vehicles used for paid delivery work under one policy, bringing hire and reward cover together with a single renewal date.

Still have questions?

Our advisers are here to help you find the right solution.

Want to estimate costs before you talk to us?

Want to estimate costs before you talk to us?

Try our Fleet Cost Calculator to get a rough estimate based on your vehicles and drivers, then speak to an adviser for a full quote.

Try our Fleet Cost Calculator to get a rough estimate based on your vehicles and drivers, then speak to an adviser for a full quote.

Person using a calculator at a desk while reviewing receipts and writing in a notebook.