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Courier VanInsurance

Courier Van Insurance

Delivering parcels in your van for payment? Get the hire and reward cover youโ€™re legally required to have, plus optional protection for the goods you carry.

Delivering parcels in your van for payment? Get the hire and reward cover youโ€™re legally required to have, plus optional protection for the goods you carry.

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Multi-drop ready
Parcels covered
High mileage accepted
Compare from trusted insurers

From single-drop to multi-drop courier work, weโ€™ve got you covered

Speak to a specialist 0330 808 1119

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Red oval logo with bold white capital letters โ€œERSโ€ centered inside.
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Admiral Business logo with blue โ€œAdmiralโ€ and red โ€œBusinessโ€ text, encircled by a red swoosh.
Jensten Insurance Brokers logo with dark blue text and small orange rectangles inside the letters E.
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Zurich Insurance logo with a blue โ€œZโ€ in a circle followed by the word โ€œZURICHโ€ in blue capital letters on a white background
KGM logo with dark green lowercase letters and a red curved shape above green diagonal bars on the right.
Sabre Insurance logo with bold yellow โ€œSabreโ€ text above smaller gray โ€œInsuranceโ€ on a transparent background.
Direct Commercial logo with blue lowercase โ€œdcl.โ€ text above orange โ€œDirect Commercialโ€ on a white background.
INSHUR logo with a circular steering wheel icon to the left of the company name in bold blue letters.
Aviva logo with a dark blue abstract square icon and the word โ€œAVIVAโ€ in bold uppercase blue letters.
Granite Underwriting logo
Red oval logo with bold white capital letters โ€œERSโ€ centered inside.
BondLovis logo with dark blue text and a yellow check mark forming part of the letter V
Admiral Business logo with blue โ€œAdmiralโ€ and red โ€œBusinessโ€ text, encircled by a red swoosh.
Jensten Insurance Brokers logo with dark blue text and small orange rectangles inside the letters E.
Collingwood logo in dark blue rounded lowercase text on a transparent background
Zurich Insurance logo with a blue โ€œZโ€ in a circle followed by the word โ€œZURICHโ€ in blue capital letters on a white background
KGM logo with dark green lowercase letters and a red curved shape above green diagonal bars on the right.
Sabre Insurance logo with bold yellow โ€œSabreโ€ text above smaller gray โ€œInsuranceโ€ on a transparent background.
Direct Commercial logo with blue lowercase โ€œdcl.โ€ text above orange โ€œDirect Commercialโ€ on a white background.
INSHUR logo with a circular steering wheel icon to the left of the company name in bold blue letters.

What is courier van insurance?

Courier van insurance is van cover written on a hire and reward basis. It covers you when youโ€™re paid to deliver goods that belong to someone else, and without it your insurer can refuse a claim if something goes wrong.

โ€œMany courier contracts wonโ€™t let you start work until you can prove you hold hire and reward, goods in transit and public liability cover.โ€

Youโ€™re likely to need courier van insurance if:

Youโ€™re paid to deliver goods belonging to others
You make frequent local or multi-drop deliveries
You drive for a courier platform or delivery company
You need proof of cover before starting a contract
Youโ€™re a self-employed or owner-driver courier
Your journeys are mostly local, not long-haul
You cover high mileage on daily delivery rounds
You keep parcels in the van overnight
A man getting into a car outside an office building

Cover that fits how you deliver

Cover that fits how you deliver

Courier work often needs more than one type of cover working together. Hereโ€™s what each one does.

Courier work often needs more than one type of cover working together. Hereโ€™s what each one does.

Hire & RewardRecommended

Hire & Reward

The core cover for using your van to deliver paid-for goods, a legal requirement for courier work.

Goods in TransitRecommended

Goods in Transit

Protects the goods youโ€™re carrying if theyโ€™re lost, stolen or damaged, not a legal requirement, but often asked for by contract.

Public LiabilityRecommended

Public Liability

Covers injury or property damage you cause to someone else while working, often required by delivery companies before you can start.

Employersโ€™ LiabilityRecommended

Employersโ€™ Liability

A legal requirement if you employ other drivers, even casually or short-term.

Breakdown & Hire VehicleOptional

Breakdown & Hire Vehicle

Keep working if your van breaks down, with optional replacement vehicle cover.

Legal ExpensesOptional

Legal Expenses

Optional support with legal costs following an incident.

What could go wrong and what covers it?

What could go wrong and what covers it?

The most common courier van claims involve accidents during a round, parcels lost or damaged in the van, theft from the vehicle overnight, and injury or property damage at a delivery address.

The most common courier van claims involve accidents during a round, parcels lost or damaged in the van, theft from the vehicle overnight, and injury or property damage at a delivery address.

A parcel is damaged or goes missing during a multi-drop run.

Goods in Transit
Tired driver in a high-visibility vest rests his head on his hand inside a vehicle, leaning on the steering wheel.
A man getting into a car outside an office building

Is courier van insurance right for you?

This type of cover may be suitable for a wide range of delivery and courier work.

This cover may be suitable for:

Self-Employed Couriers
Platform & App-Based Drivers
Multi-Drop Delivery Drivers
Courier Companies
Same-Day & Point-to-Point
Couriers With Employees
Parcel Contract Drivers
High-Mileage Van Couriers

Real-world risks. Real-world protection

Real-world risks. Real-world protection

These are the situations couriers face most often, and the cover that responds in each case.

These are the situations couriers face most often, and the cover that responds in each case.

Parcel damaged in transit

A parcel slides and is damaged while youโ€™re braking on a multi-drop run.

Potential cover

Goods in Transit

Accident causing injury

Youโ€™re involved in a collision that injures another road user.

Potential cover

Hire & Reward + Public Liability

Employee accident

A driver you employ is injured while making deliveries for you.

Potential cover

Employersโ€™ Liability

Breakdown mid-shift

Your van breaks down halfway through a delivery round.

Potential cover

Breakdown & Hire Vehicle, subject to policy terms

Advisers discussing van insurance cover

Why use Insurance Revolution for courier van cover?

We help couriers and delivery businesses find the right combination of cover, with adviser-led support.

Access to specialist courier insurers
Cover tailored to how you deliver
Help understanding hire & reward vs goods in transit
Experienced UK advisers
Support for self-employed and platform drivers
Ongoing support when you need it

How the quote process works

How the quote process works

Simple steps. Expert advice. The right cover for your courier work.

Simple steps. Expert advice. The right cover for your courier work.

1

Tell us about your van

Its size, value, and whether itโ€™s used for multi-drop or dedicated contracts.

2

Tell us about your deliveries

Who you deliver for, typical parcels, and your average daily drops.

3

We compare courier van insurers

Hire and reward van cover from insurers who understand delivery work.

4

Choose your cover

Add goods in transit cover for the parcels you carry.

We're with you all the way

UK-based specialist advisers
Access to specialist insurers
No obligation, just expert help

Running more than one courier vehicle?

Running more than one courier vehicle?

If youโ€™re managing several courier vans and drivers, Courier Fleet Insurance can bring them together under one policy.

If youโ€™re managing several courier vans and drivers, Courier Fleet Insurance can bring them together under one policy.

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Trusted by couriers and delivery businesses across the UK

Trusted by couriers and delivery businesses across the UK

From self-employed couriers to growing delivery fleets, our customers trust Insurance Revolution to find the right cover.

From self-employed couriers to growing delivery fleets, our customers trust Insurance Revolution to find the right cover.

Courier & delivery insights

Courier & delivery insights

Practical advice on hire and reward, goods in transit and choosing the right courier cover.

Practical advice on hire and reward, goods in transit and choosing the right courier cover.

A Guide To Evri, Amazon, And Other Self Employed Delivery Driver Insurance

A Guide To Evri, Amazon, And Other Self Employed Delivery Driver Insurance

Are you considering becoming a self-employed delivery driver but wondering what type of insurance you will need? Working on your own schedule can beโ€ฆ

Evri and Amazon Driver Cover
Can I Use My Personal NCB To Bring Down The Cost Of My Courier Insurance?

Can I Use My Personal NCB To Bring Down The Cost Of My Courier Insurance?

Most insurers will not allow you to use your personal no claims from a private car when trying to bring down the cost of your Courier Insuranceโ€ฆ

Using Personal NCB for Courier
CMR Insurance: What Is It And Who Needs It?

CMR Insurance: What Is It And Who Needs It?

When it comes to carrying goods across European borders, a CMR insurance policy is essential. The special insurance policy is in tune with the CMRโ€ฆ

What Is CMR Insurance?
Courier Blog Series: How To Avoid Injury At Work Lifting And Driving Safety?

Courier Blog Series: How To Avoid Injury At Work Lifting And Driving Safety?

Accidents on the job are all too common. From slips, falls and lifting-induced injuries to road traffic accidents and theft, there is an array ofโ€ฆ

Avoiding Injury at Work
Courier Blog Series: How To Avoid Scams And Fraudulent Jobs Given Out By Courier Driver Services

Courier Blog Series: How To Avoid Scams And Fraudulent Jobs Given Out By Courier Driver Services

Courier scams or phishing is a newer type of scam that is causing more and more problems for the general public and courier drivers. Often, aโ€ฆ

Avoiding Courier Job Scams
Courier Blog Series: How To Get Jobs And Money As A Courier Driver

Courier Blog Series: How To Get Jobs And Money As A Courier Driver

Most courier drivers can earn a decent salary. And, with a higher demand for drivers today, itโ€™s likely that drivers will see a salary increase.โ€ฆ

Getting Courier Jobs and Pay
Courier Blog Series: How To Start Up As A Courier Driver

Courier Blog Series: How To Start Up As A Courier Driver

Now is the perfect time to get into the courier business. With more people shopping online and relying on home delivery services, there is a greaterโ€ฆ

Starting Up As A Courier
Courier Blog Series Top 10 Pieces Of Kit Needed To Be A Courier Driver

Courier Blog Series Top 10 Pieces Of Kit Needed To Be A Courier Driver

In addition to your mode of transportation, a van, car, motorcycle or bicycle, there are several other items that courier drivers should carry withโ€ฆ

Top 10 Pieces of Courier Kit
Courier Insurance For Private Cars

Courier Insurance For Private Cars

People who want to use their private cars for courier work may find it difficult to obtain insurance coverage for the work they would like to carryโ€ฆ

Courier Cover for Private Cars
Delivery Driver Speeding Statistics

Delivery Driver Speeding Statistics

Delivery drivers are an essential component for businesses transporting goods and services. Their role in a company can lead to quicker sales,โ€ฆ

Delivery Speeding Statistics
Different Ways To Become A Courier Driver In 2021

Different Ways To Become A Courier Driver In 2021

Are you toying with the idea of becoming a courier driver? If youโ€™re over 18, have a clean, valid driving license and have sorted the right courierโ€ฆ

Ways to Become a Courier
Do I Need Specific Courier Insurance To Be A Courier?

Do I Need Specific Courier Insurance To Be A Courier?

Strictly speaking, no. As a courier, you require a number of specific insurances to do your job properly. These can be arranged under one umbrellaโ€ฆ

Do I Need Courier Insurance?
Do The Type Of Goods Iโ€™m Transporting Affect The Price Of My Courier Insurance?

Do The Type Of Goods Iโ€™m Transporting Affect The Price Of My Courier Insurance?

In general, most couriers do not know exactly what they are carrying at any one time, so if you are not expressly aware of what you are transporting,โ€ฆ

Do Goods Affect Courier Cost?
Doโ€™s And Dontโ€™s For Promoting Your Courier Business

Doโ€™s And Dontโ€™s For Promoting Your Courier Business

Youโ€™ve taken the plunge and started your own courier business. Congratulations! But the hard work is far from over. Nowโ€™s the time to promote yourโ€ฆ

Promoting Your Courier Firm
Getting Started As A Courier

Getting Started As A Courier

Starting up your own courier business has many attractive qualities: being your own boss, flexible hours, and getting to travel from place to place.โ€ฆ

Getting Started As A Courier
Gig Workers Statistics

Gig Workers Statistics

The word โ€˜gigโ€™ is slang, which refers to a job that only lasts a certain amount of time. This is why you hear this word used by musicians, referringโ€ฆ

Gig Workers Statistics
How Much Does Courier Insurance Cost?

How Much Does Courier Insurance Cost?

There are a large number of qualifying factors that will determine the specific cost of Courier Insurance. Insurers generally believe that there isโ€ฆ

Courier Insurance Cost
How to Choose the Right Insurance Policy for Your Courier Business

How to Choose the Right Insurance Policy for Your Courier Business

Running a courier business means dealing with tight schedules, demanding clients, and the constant pressure of ensuring packages reach theirโ€ฆ

Choosing Courier Cover
The Best And Worst Courier Companies To Work For

The Best And Worst Courier Companies To Work For

Now that you have decided to take on some courier work, how do you decide who to work for? Choosing the best company for you can be a minefield, asโ€ฆ

Best And Worst Couriers
The Importance of Goods in Transit Insurance for Couriers

The Importance of Goods in Transit Insurance for Couriers

In the busy world of delivery services, ensuring the safe and timely arrival of goods is vital. As the demand for reliable courier services continuesโ€ฆ

Goods In Transit For Couriers
Top 5 Risks for Delivery Drivers and How Courier Insurance Can Protect You

Top 5 Risks for Delivery Drivers and How Courier Insurance Can Protect You

As a delivery driver, you face a unique set of challenges and risks every day. From navigating through traffic to ensuring timely deliveries, the jobโ€ฆ

Top 5 Delivery Driver Risks
What Are RHA Conditions?

What Are RHA Conditions?

RHA (Road Haulage Association) conditions are the recognised industry standard โ€˜conditions of carriageโ€™ for hauliers and can only be legally used byโ€ฆ

What Are RHA Conditions?
What Does Courier Insurance Cover?

What Does Courier Insurance Cover?

Courier insurance is not just a choice but a legal requirement for businesses moving goods for others on UK roads. Unlike private cover, courierโ€ฆ

What Courier Cover Includes
What Insurance Cover Is Recommended For Couriers?

What Insurance Cover Is Recommended For Couriers?

Whether youโ€™re an experienced courier or just starting a business, understanding what insurance coverage you need can be confusing. To simplifyโ€ฆ

Recommended Courier Cover

Frequently Asked Questions

Frequently Asked Questions

Find quick answers to common questions about courier van insurance, hire and reward and goods in transit cover.

Find quick answers to common questions about courier van insurance, hire and reward and goods in transit cover.

Courier van insurance is van cover written on a hire and reward basis, so you can carry goods for payment. Standard and carriage of own goods policies exclude paid delivery work.

Still have questions?

Our advisers are here to help you find the right solution.

Want to protect the goods you carry, too?

Want to protect the goods you carry, too?

Hire and reward covers your van and liability, it doesnโ€™t automatically cover the goods themselves. Goods in Transit Insurance protects whatโ€™s inside.

Hire and reward covers your van and liability, it doesnโ€™t automatically cover the goods themselves. Goods in Transit Insurance protects whatโ€™s inside.

Delivery worker in blue uniform moves stacked cardboard boxes on a dolly from an open white delivery van parked on a city street.