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Business Van Insurance Explained: What Cover Do You Need?
If you use a van for work, having the right insurance is essential. Whether you are a sole trader, tradesperson, delivery driver or run a business…
PlumbersVan Insurance
Plumbers Van Insurance
Cover built around how plumbers actually work, tools, pipework and travel between jobs.
Cover built around how plumbers actually work, tools, pipework and travel between jobs.
Enter your vehicle registration
Tools & partsEmergency call-outsMultiple plumbers
Compare from 20+ Insurers
Talk to a specialist 0330 808 1404
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What is plumbers van insurance?
Plumber van insurance is business van insurance built around plumbing and heating work, covering tools and materials carried between jobs, not just the vehicle itself.
“A standard personal van policy usually won’t cover tools or the fact you’re using the van for work.”
The right cover depends on:
The value of tools and equipment you carryWhether equipment is ever left in the vanHow many sites you travel toYour driving and claims historyWhether you’re self-employed or have employeesWhether you’re Gas Safe registered
Cover that fits plumbing work
Cover that fits plumbing work
Plumbing work often needs more than one type of cover working together.
Plumbing work often needs more than one type of cover working together.
RecommendedTools Cover
Protection for tools used in your trade, subject to the level of cover chosen.
RecommendedComprehensive Van Cover
Full protection for your van against accidental damage, fire and theft.
RecommendedPublic Liability
Cover if your work causes injury or property damage, particularly relevant for water and gas work.
Employers’ Liability
A legal requirement if you employ other plumbers or apprentices.
Breakdown & Hire Vehicle
Keep working if your van breaks down, with optional replacement vehicle cover.
Goods in Transit
Optional cover for materials belonging to a customer while in transit.
What could go wrong, and what covers it?
What could go wrong, and what covers it?
The claims van-based trades make most often involve accidents on the road, tools stolen from the van overnight, damage to a customer’s property while working, and injury to someone on site.
The claims van-based trades make most often involve accidents on the road, tools stolen from the van overnight, damage to a customer’s property while working, and injury to someone on site.
Tools stolen
Your tools are stolen overnight or while parked on a job.
Cover required
Tools & Equipment Insurance
Accident on the road
You’re involved in a collision while travelling between jobs.
Cover required
Comprehensive Van Insurance
Escape of water at a job
A pipe you’re working on causes water damage to a client’s property.
Cover required
Public Liability Insurance
Employee injury
A plumber you employ is injured on the job.
Cover required
Employers’ Liability Insurance
How the quote process works
How the quote process works
Simple steps, expert advice. The right cover for your business.
Simple steps, expert advice. The right cover for your business.
1
Tell us about your van
The vehicle, its value, and how it’s set up for carrying parts and pipework.
2
Tell us about your tools and stock
Tools plus fittings and parts carried overnight, we’ll check you’re covered for both.
3
We compare trade van insurers
Insurers who understand emergency call-outs and stock carried in the vehicle.
4
Choose your cover
We explain the options in plain terms and set up your policy, with no obligation.
UK-based specialist advisersAccess to specialist insurersNo obligation, just expert helpTrusted by tradespeople and businesses across the UK
Trusted by tradespeople and businesses across the UK
From a single tradesperson’s van to a growing fleet, our customers trust Insurance Revolution to find the right cover and expert support.
From a single tradesperson’s van to a growing fleet, our customers trust Insurance Revolution to find the right cover and expert support.
Plumber van insights & guides
Plumber van insights & guides
Practical advice on tools cover, business use and choosing the right van policy.
Practical advice on tools cover, business use and choosing the right van policy.
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Frequently Asked Questions
Frequently Asked Questions
Find quick answers to common questions about plumber van insurance and cover for tools and equipment.
Find quick answers to common questions about plumber van insurance and cover for tools and equipment.
Plumber van insurance is business van insurance built around plumbing and heating work, including cover for tools and equipment, subject to the level of cover chosen.
Still have questions?
Our advisers are here to help you find the right solution.
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