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Business Van Insurance Explained: What Cover Do You Need?
If you use a van for work, having the right insurance is essential. Whether you are a sole trader, tradesperson, delivery driver or run a business…
LandscapersVan Insurance
Landscapers Van Insurance
Cover built around how landscapers actually work, machinery, trailers and heavier loads between sites.
Cover built around how landscapers actually work, machinery, trailers and heavier loads between sites.
Enter your vehicle registration
Machinery & plantTowing coveredHeavier loads
Compare from 20+ Insurers
Talk to a specialist 0330 808 1404
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What is landscaper van insurance?
Landscaper van insurance is business van insurance built around landscaping and groundworks, covering the tools, machinery and materials you move between sites, not just the vehicle itself.
“A standard personal van policy usually won’t cover tools, towing or the fact you’re using the van for work.”
The right cover depends on:
The value of tools and machinery you carryWhether equipment is ever left in the vanWhether you tow a trailer or plantYour driving and claims historyWhether you’re self-employed or have employeesWhether you hire in plant or machinery
Cover that fits landscaping work
Cover that fits landscaping work
Landscaping often needs more than one type of cover working together, especially once machinery and towing are involved.
Landscaping often needs more than one type of cover working together, especially once machinery and towing are involved.
RecommendedTools & Machinery Cover
Protection for the tools and machinery you carry, subject to the level of cover chosen.
RecommendedComprehensive Van Cover
Full protection for your van against accidental damage, fire and theft.
RecommendedPublic Liability
Cover if your work damages a client’s property or injures someone, which matters on domestic gardens and shared sites.
Employers’ Liability
A legal requirement if you employ other landscapers, labourers or seasonal staff.
Breakdown & Hire Vehicle
Keep working if your van breaks down, with optional replacement vehicle cover.
Plant & Machinery Cover
Separate cover for mini diggers, dumpers and other plant you own or hire in, which a van policy won’t include.
Is landscaper van insurance right for you?
This type of cover may be suitable for a wide range of landscaping and grounds work.
This cover may be suitable for:
Self-Employed LandscapersGarden Design & BuildGrounds Maintenance TeamsDriveway & Patio InstallersTree Surgery & FencingGrowing Landscaping BusinessesWhat could go wrong, and what covers it?
What could go wrong, and what covers it?
The claims landscapers make most often involve accidents while towing, machinery stolen from the van overnight, damage to a customer’s property while working, and injury to someone on site.
The claims landscapers make most often involve accidents while towing, machinery stolen from the van overnight, damage to a customer’s property while working, and injury to someone on site.
Tools stolen
Your mowers and power tools are stolen overnight or from the van on site.
Cover required
Tools & Machinery Insurance
Accident while towing
You’re involved in a collision while towing a loaded trailer between sites.
Cover required
Comprehensive Van Insurance
Damage at a client’s property
A falling branch or machine damages a client’s fence, patio or property.
Cover required
Public Liability Insurance
Employee injury
A landscaper or labourer you employ is injured using machinery on site.
Cover required
Employers’ Liability Insurance
How the quote process works
How the quote process works
Simple steps, expert advice. The right cover for your business.
Simple steps, expert advice. The right cover for your business.
1
Tell us about your van
The vehicle, its value, and whether you tow a trailer or carry machinery.
2
Tell us about your tools and machinery
Mowers, power tools and any plant you own or hire in, so nothing is left uncovered.
3
We compare trade van insurers
Insurers who understand towing, seasonal work and high-value equipment in the van.
4
Choose your cover
We explain the options in plain terms and set up your policy, with no obligation.
We're with you all the way
UK-based specialist advisersAccess to specialist van insurersNo obligation, just expert helpTrusted by tradespeople and businesses across the UK
Trusted by tradespeople and businesses across the UK
From a single tradesperson’s van to a growing fleet, our customers trust Insurance Revolution to find the right cover and expert support.
From a single tradesperson’s van to a growing fleet, our customers trust Insurance Revolution to find the right cover and expert support.
Landscaper van insights & guides
Landscaper van insights & guides
Practical advice on tools cover, towing and choosing the right van policy.
Practical advice on tools cover, towing and choosing the right van policy.
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Frequently Asked Questions
Frequently Asked Questions
Quick answers on tools, machinery, towing and the cover landscapers actually need.
Quick answers on tools, machinery, towing and the cover landscapers actually need.
Landscaper van insurance is business van insurance built around landscaping and groundworks, including cover for tools and machinery, subject to the level of cover chosen.
Still have questions?
Our advisers are here to help you find the right solution.
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