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Finding Insurance With Criminal Or Driving Convictions
After you have received a criminal conviction, driving conviction, or finished a driving ban, it can be difficult to find insurance. This is because all types of insurance prices are based on risk and the likelihood that the insurer would have to pay out a claim during the policy.
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Has Drink Driving Increased In The Past 10 Years In The UK?
Road accidents seem to be rising on the UK roads. According to reports, a fair share of road crashes are the inevitable result of drunk driving. If you follow the market studies, there has been an alarming rise of around 17% in drunk-driving crashes over the past ten years in the UK. In simple words, 1 in 6 road deaths a year ar
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How Long Do You Have To Declare Your Drink Driving Conviction?
Understanding the duration of a driver’s conviction is crucial, as it directly impacts how long it stays on their licence and how long they must declare it to certain authorities. For instance, drink driving offences and some more serious convictions remain on your licence for 11 years.
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What Drug Effects Make Driving Dangerous?
Taking drugs when driving puts yourself and others at serious risk. The harmful side effects of drugs mean that the senses you rely on to operate a car are seriously impaired.
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How Long Is Drink Driving On Your License For?
If you’ve been caught drink-driving, it’s important to know how long the conviction stays on your licence and the penalties associated with it.
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Caught Drink Driving What To Do What To Expect
Around 8,000 casualties and 240 deaths are witnessed from drink driving every year. However, we understand that good people can make mistakes. There are, of course, no good excuses for drunk driving, but we are all humans and can make errors in judgement.
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How Does Drink Driving Affect Insurance?
Being convicted of drink driving (a DR10 penalty) can result in many negative outcomes. You could face a large fine, a hefty levy of points on your licence, a driving ban for 12 months, and even, in some cases, a prison sentence. It will also alter your current insurance policy when you obtain points on your licence after a conviction.
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Why Is Drug Driving So Dangerous?
The perils of driving when on drugs are paramount. Your senses become impaired, you become more aggressive, and you’re putting everyone else at risk, not just yourself. All drugs react to your body differently, and understanding their harmful side effects on your driving could mean the difference between life and death.
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What Are The Drink Driving Penalties?
Many factors can change the outcome of your drink driving conviction. Some of the most common ones are below, although ultimately, the severity of your punishment is determined by a magistrate’s court.
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