Expert Guides & Insurance Insights

In a word, yes. Vehicles are more likely to be stolen if they are parked in an insecure place overnight, such as on the street or a driveway, and insurers take this into account when assessing the cost of insurance premiums.

Recently, there has been much discussion in the news about the rising cost of motor insurance and increasing insurance premiums. Still, as Insurance Revolution’s Mark Rigby explains, our customers do not need to worry.

There are many anecdotes surrounding supposed ‘weird’ British driving laws, London cabs, for example, are allegedly required by law to carry a bale of hay at all times, and it is widely thought that men can urinate on the rear offside wheel of their cars, provided their right hands are on the vehicle.

A survey commissioned by Insurance Revolution has found that 55% of UK consumers believe you get the best deal on insurance by going direct to the provider. Yet despite this, more than half of motor insurance purchases each year go through comparison websites.

The shorter evenings have started to creep in as the winter season approaches. Clocks have gone back, leaving drivers with significantly less daylight on the roads. Consequently, drivers should take extra care to ensure everyone remains safe.

The coldest season is now approaching, with this comes much tougher driving conditions. Accidents and breakdown are much more likely to happen during the winter, even for the most experienced of drivers. The biggest issues come from driving in snow or on icy roads.

London had the highest number of recorded vehicle offences, with 109,995 instances. Central locking was the most commonly targeted security measure (93%). 78% of those who experienced any vehicle-related theft said they were emotionally affected. 39% of all reported vehicle-related crimes occurred on a residential street.

You will most likely be aware of most UK driving laws and hopefully obey them! Most of them are straightforward to follow. You know to drive on the left side of the road, wear your seatbelt, don't drink and drive, etc.

Many of you will remember the days of your driving lessons; your instructor would make sure that your driving was done correctly and according to the book. After you pass your test and you don’t have an instructor next to you, some of your good driving habits can disappear, and bad driving habits can creep in.