Expert Guides & Insurance Insights

If you have a TT99 conviction and need to insure a van or commercial vehicle, the short answer is yes, it is possible. The longer answer is that it is more complex, more restricted, and usually more expensive than standard motor insurance.

It’s important to understand that when it comes to using a mobile phone whilst driving, the law applies to physically touching your phone whilst the vehicle’s engine is running. This includes being stopped at traffic lights as well as when moving. It also applies to other handheld devices as well as mobile phones.

Drink and drug driving continues to be one of the most dangerous and preventable causes of death on UK roads. Despite decades of awareness campaigns and tougher penalties, recent figures show that driving under the influence of alcohol or drugs is still responsible for a significant proportion of fatal road accidents.

Drug driving continues to rise across the UK, and police officers now stop more drivers for drug driving than ever before. Many people assume drug driving only involves illegal drugs, but the law also covers prescription medication, over the counter medicines and any substance that affects driving ability.

By law, customers must fully and accurately complete all of the questions on the insurance form. Previously, the law instructed customers to declare all ‘material facts’, regardless of the questions on the form.

An IN10 driving conviction is issued when a driver is caught operating a vehicle without valid insurance. It is one of the most common motoring convictions in the UK, but it carries serious consequences for your ability to get cover in the future.

A car insurance for DR10 convictions offence is one of the most serious motoring convictions. A DR10 is issued when a driver is caught operating a vehicle under the influence of alcohol.

A drug driving conviction can have long-lasting consequences, not just legally but financially too. Once your driving ban ends, getting insured again can feel like a major hurdle. Most mainstream providers either reject applications or quote sky-high premiums. That’s where Drug Driving Insurance and Convicted Car Insurance come in, giving you a path back to legal driving with the right protection.

At Insurance Revolution, we specialise in helping drivers find car insurance with convictions, regardless of their driving history. As a customer-centric insurance broker, we believe everyone deserves a second chance.