Expert Guides & Insurance Insights

Insurers treat Uber vehicles like private hire taxis, which means you will require Private Hire Vehicle Insurance. Private Hire Vehicle Insurance is a specific form of Hire and Reward cover. Hire and Reward is a class of insurance that allows drivers to carry other people’s goods in return for payment legally.

Are you a good driver? We conducted our own survey of the public, asking them if they believe they are a good driver. We asked 1,375 people the following question; To what extent do you agree or disagree with the following statement?

Electric cars are becoming more sophisticated all the time and the major car manufacturers are producing some very interesting and innovative designs, but there are a handful of brands that people should watch out for.

The difference lies largely in the difference between public and private vehicles. A public hire vehicle is a taxi that is licensed for use as a hackney carriage, such as a black cab that you can flag down and do not have to pre-book. In contrast, a private hire vehicle is a taxi or Uber that a customer must book in advance.

No, fitting private registration plates will not increase the cost of your car insurance. This is because the installation of private plates is not considered a modification, as registration plates act as an identification number for your vehicle.

In a word, yes. Vehicles are more likely to be stolen if they are parked in an insecure place overnight, such as on the street or a driveway, and insurers take this into account when assessing the cost of insurance premiums.

Recently, there has been much discussion in the news about the rising cost of motor insurance and increasing insurance premiums. Still, as Insurance Revolution’s Mark Rigby explains, our customers do not need to worry.

There are many anecdotes surrounding supposed ‘weird’ British driving laws, London cabs, for example, are allegedly required by law to carry a bale of hay at all times, and it is widely thought that men can urinate on the rear offside wheel of their cars, provided their right hands are on the vehicle.

A survey commissioned by Insurance Revolution has found that 55% of UK consumers believe you get the best deal on insurance by going direct to the provider. Yet despite this, more than half of motor insurance purchases each year go through comparison websites.