Expert Guides & Insurance Insights

Everyone likes to believe that they have amazing driving skills. As a result, we criticise almost every driver around us, pointing out instances of their queer driving habits. However, if we monitor ourselves closely, we will notice that many of us exhibit some typical bad driving habits.

After you have received a criminal conviction, driving conviction, or finished a driving ban, it can be difficult to find insurance. This is because all types of insurance prices are based on risk and the likelihood that the insurer would have to pay out a claim during the policy.

Road accidents seem to be rising on the UK roads. According to reports, a fair share of road crashes are the inevitable result of drunk driving. If you follow the market studies, there has been an alarming rise of around 17% in drunk-driving crashes over the past ten years in the UK. In simple words, 1 in 6 road deaths a year ar

The UK government categorises motoring offences with penalty points on the driver’s driving record, and the points further determine the level of penalty to be subjected to the driver. The process of sentencing penalty points on driving records for driving convictions is called endorsements, and the endorsements stay on records for, say, 4-11 years, based on the nature of the offence.

Understanding the duration of a driver’s conviction is crucial, as it directly impacts how long it stays on their licence and how long they must declare it to certain authorities. For instance, drink driving offences and some more serious convictions remain on your licence for 11 years.

Taking drugs when driving puts yourself and others at serious risk. The harmful side effects of drugs mean that the senses you rely on to operate a car are seriously impaired.

If you’ve been caught drink-driving, it’s important to know how long the conviction stays on your licence and the penalties associated with it.

Around 8,000 casualties and 240 deaths are witnessed from drink driving every year. However, we understand that good people can make mistakes. There are, of course, no good excuses for drunk driving, but we are all humans and can make errors in judgement.

Being convicted of drink driving (a DR10 penalty) can result in many negative outcomes. You could face a large fine, a hefty levy of points on your licence, a driving ban for 12 months, and even, in some cases, a prison sentence. It will also alter your current insurance policy when you obtain points on your licence after a conviction.