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Do I Need Forklift Truck Insurance? A Guide for UK Businesses
Excavators and mini diggers are among the most stolen types of plant equipment in the UK. With units valued anywhere from £15,000 to over £200,000,…
Forklift Insurance
Forklift Insurance
Specialist plant cover for counterbalance, reach and rough-terrain forklifts, in warehouses, yards, on site and on the road.
Specialist plant cover for counterbalance, reach and rough-terrain forklifts, in warehouses, yards, on site and on the road.
On-site & road use12-month LOLERHired-in trucks
Cover for Every Forklift Type
Speak to a specialist 0330 808 1905
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What is forklift insurance?
Forklift insurance is a plant policy covering lift trucks against theft, accidental damage and fire, whether they work in a warehouse, a yard or on site. Because forklifts work around people and stock, most businesses add liability cover too, and road use needs motor insurance.
Forklifts cause some of the most serious workplace injuries in the UK, so liability matters as much as cover for the truck itself.
Your forklift insurance depends on:
Type and lifting capacityWhere it worksElectric, diesel or gasNumber of trucksOperator training recordsValue and age of each truck
Forklift cover for the way you work
Forklift cover for the way you work
Lift trucks work in very different environments, and insurers rate each one differently.
Lift trucks work in very different environments, and insurers rate each one differently.
Warehouses & Distribution
Counterbalance and reach trucks handling pallets and racking indoors.
Builders’ Merchants
Yard trucks loading vehicles and moving materials outdoors.
Construction Sites
Rough-terrain forklifts working on uneven ground.
Farms & Agriculture
Trucks handling feed, bales and produce around a farm.
Manufacturing & Industrial
Lift trucks moving components, stock and waste in production areas.
Multi-Truck Operations
Several forklifts across one or more sites on a single policy.
Where does your forklift work?
Where a truck operates decides what cover you need, and whether road risks apply.
One forklift or several?
Whether you run a single truck or a fleet across sites, cover can sit on one policy.
Protect more than just the truck
Depending on how you work, these covers can be added to a forklift policy.
How to insure a forklift
How to insure a forklift
Tell us what you run, where it works and who operates it.
Tell us what you run, where it works and who operates it.
1
Tell us about your trucks
Types, capacities, values and fuel or power source.
2
Speak to an adviser
We’ll check sites, storage, road use and operator training.
3
Compare your options
We search specialist plant insurers for your cover.
4
Get covered on site
Choose your policy and receive your documents the same day.
UK-based specialist advisersAccess to specialist insurersNo obligation, just expert helpTrusted by contractors and plant owners across the UK
Trusted by contractors and plant owners across the UK
From a single forklift to a full plant fleet, our customers trust Insurance Revolution to get the right cover and expert support when it matters.
From a single forklift to a full plant fleet, our customers trust Insurance Revolution to get the right cover and expert support when it matters.
Forklift guides
Forklift guides
Practical advice on cover, compliance and claims for lift truck operators.
Practical advice on cover, compliance and claims for lift truck operators.
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Forklift insurance FAQs
Forklift insurance FAQs
Straight answers on cover, cost, road use and inspections.
Straight answers on cover, cost, road use and inspections.
Forklift insurance covers the truck against theft, accidental damage and loss. Damage to the goods being moved, and injury to people around the truck, are covered separately under goods and liability policies.
Still not sure what cover you need?
Our plant specialists can match cover to the trucks you run.